Axiom Bank, National Association
Maitland, FL
IDRSSD: 408875
Total Assets
$784.09M
Latest filing
Total Deposits
$658.46M
Latest filing
Net Interest Margin
3.85%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
054073630MAITLAND, FL263184815MAITLAND, FL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Axiom Bank, National Association
258 Southhall Ln
Maitland, FL 32751
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1962FDIC Certificate 44224
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Axiom Bank, National Association (Main) | 258 Southhall Ln | Maitland, FL |
| SAINT CLOUD BRANCH | 4409 13th Street, Suite A | St. Cloud, FL |
| PORT ORANGE BRANCH | 4075 S Ridgewood Ave | Port Orange, FL |
| AXIOM BK - WINTER HAVEN WAL-MART BRANCH | 309 Cypress Gardens Blvd | Winter Haven, FL |
| GOLDWYN BRANCH | 715 S Goldwyn Ave | Orlando, FL |
| HAMLIN TOWN CENTER | 16418 New Independence Pkwy | Winter Garden, FL |
| WINTER PARK BRANCH | 272 West New England Avenue | Winter Park, FL |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32751 |
| State and County Number | 12095 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Orlando-Kissimmee-Sanford, FL |
Operational Info
| Number of Employees | 144 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.axiombanking.com |
| Data Updated | 01/30/2026 |
| CERT | 31390 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $784.09M |
| Total Deposits | $658.46M |
| Total Liabilities | $694.06M |
| Total Equity Capital | $90.02M |
| Net Income | $-840,000 |
| Net Loans and Leases | $483.85M |
| Assets Per Employee ($Millions) | $5.52M |
| Bank Premises and Fixed Assets | $11.39M |
| Cash and Balances due from Depository Institutions | $109.56M |
| Deposits Held in Domestic Offices | $658.46M |
Key Performance Ratios
| Return on Assets (ROA) | -0.43% |
| Return on Equity (ROE) | -3.72% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 110.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.481% |
| Earning Assets to total Assets | 94.27% |
Income and Expense
| Total Interest Income | $10.80M |
| Total Noninterest Income | $1.14M |
| Total Interest Expense | $3.72M |
| Total Noninterest Expense | $9.07M |
| Net Interest Income | $7.08M |
| Pre-tax Net Operating Income | $-1,043,000 |
| Provision for Credit Losses | $194.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $27.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.60M |
| Total Liabilities and Capital | $784.09M |
Securities
| Securities | $157.05M |
| Available-for-sale debt securities | $157.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Axiom Bank, National Association?
$784.09M as of the latest filing.
How much are Axiom Bank, National Association's total deposits?
$658.46M in total deposits.
Where is Axiom Bank, National Association located?
Maitland, FL.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1962.
What is the Return on Assets (ROA)?
-0.43%.
How much are total loans and leases?
$483.85M (latest filing).
What is the total interest income (latest filing)?
$10.80M.