Aroostook County Federal Savings and Loan Association
Caribou, ME
IDRSSD: 351878
Total Assets
$203.88M
Latest filing
Total Deposits
$178.47M
Latest filing
Net Interest Margin
3.16%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Aroostook County Federal Savings and Loan Association
43 High St
Caribou, ME 04736
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/29/1936FDIC Certificate 42577
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Aroostook County Federal Savings and Loan Association (Main) | 43 High St | Caribou, ME |
| 364 MAIN STREET BRANCH | 364 Main St | Presque Isle, ME |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 07/29/1936 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 04736 |
| State and County Number | 23003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.yourhomebank.com |
| Data Updated | 01/30/2026 |
| CERT | 29743 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $203.88M |
| Total Deposits | $178.47M |
| Total Liabilities | $183.54M |
| Total Equity Capital | $20.34M |
| Net Income | $405.00k |
| Net Loans and Leases | $147.31M |
| Assets Per Employee ($Millions) | $7.28M |
| Bank Premises and Fixed Assets | $1.03M |
| Cash and Balances due from Depository Institutions | $10.63M |
| Deposits Held in Domestic Offices | $178.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 8.02% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 73.27% |
| Tier 1 Risk-Based Capital Ratio | 17.437% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.978% |
| Earning Assets to total Assets | 94.84% |
Income and Expense
| Total Interest Income | $2.67M |
| Total Noninterest Income | $291.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $1.32M |
| Net Interest Income | $1.51M |
| Pre-tax Net Operating Income | $482.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $448.00k |
| Other borrowed funds | $4.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $553.00k |
| Total Liabilities and Capital | $203.88M |
Securities
| Securities | $42.48M |
| Available-for-sale debt securities | $42.48M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Aroostook County Federal Savings and Loan Association?
$203.88M as of the latest filing.
How much are Aroostook County Federal Savings and Loan Association's total deposits?
$178.47M in total deposits.
Where is Aroostook County Federal Savings and Loan Association located?
Caribou, ME.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
2.
When was it established?
07/29/1936.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$147.31M (latest filing).
What is the total interest income (latest filing)?
$2.67M.