Rockland Savings Bank, FSB

Rockland, ME
IDRSSD: 95677
Total Assets
$93.56M
Latest filing
Total Deposits
$74.86M
Latest filing
Net Interest Margin
3.41%
Profitability

Locations

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Main Office
Rockland Savings Bank, FSB
582 Main St
Rockland, ME 04841
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1888FDIC Certificate 41203

Branches (0)

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NameAddressCity / State
No branch data available.
Rockland Savings Bank, FSB (Main)582 Main StRockland, ME

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1888
Community BankYes
Ownership TypeMutual
ZIP04841
State and County Number23013
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code38
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees16
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.rocklandsavingsbank.com
Data Updated11/14/2025
CERT28369
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$93.56M
Total Deposits$74.86M
Total Liabilities$84.42M
Total Equity Capital$9.14M
Net Income$49.00k
Net Loans and Leases$79.77M
Assets Per Employee ($Millions)$6.24M
Bank Premises and Fixed Assets$1.29M
Cash and Balances due from Depository Institutions$3.37M
Deposits Held in Domestic Offices$74.86M

Key Performance Ratios

Return on Assets (ROA)0.21%
Return on Equity (ROE)2.15%
Net Interest Margin3.41%
Efficiency Ratio91.2%
Tier 1 Risk-Based Capital Ratio13.423%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.769%
Earning Assets to total Assets96.06%

Income and Expense

Total Interest Income$1.28M
Total Noninterest Income$55.00k
Total Interest Expense$513.00k
Total Noninterest Expense$746.00k
Net Interest Income$763.00k
Pre-tax Net Operating Income$69.00k
Provision for Credit Losses$3.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$9.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$164.00k
All Other Liabilities$403.00k
Total Liabilities and Capital$93.56M

Securities

Securities$7.36M
Available-for-sale debt securities$12.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$7.34M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Rockland Savings Bank, FSB?
$93.56M as of the latest filing.
How much are Rockland Savings Bank, FSB's total deposits?
$74.86M in total deposits.
Where is Rockland Savings Bank, FSB located?
Rockland, ME.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
0.21%.
How much are total loans and leases?
$79.77M (latest filing).
What is the total interest income (latest filing)?
$1.28M.