Armstrong County Building and Loan Association
Ford City, PA
IDRSSD: 269571
Total Assets
$97.24M
Latest filing
Total Deposits
$82.94M
Latest filing
Net Interest Margin
1.30%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Armstrong County Building and Loan Association
935 5th Ave
Ford City, PA 16226
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1925FDIC Certificate 42305
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Armstrong County Building and Loan Association (Main) | 935 5th Ave | Ford City, PA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 16226 |
| State and County Number | 42005 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Pittsburgh, PA |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.acbla.com |
| Data Updated | 11/14/2025 |
| CERT | 29471 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $97.24M |
| Total Deposits | $82.94M |
| Total Liabilities | $85.41M |
| Total Equity Capital | $11.82M |
| Net Income | $60.00k |
| Net Loans and Leases | $64.66M |
| Assets Per Employee ($Millions) | $16.21M |
| Bank Premises and Fixed Assets | $71.00k |
| Cash and Balances due from Depository Institutions | $1.53M |
| Deposits Held in Domestic Offices | $82.94M |
Key Performance Ratios
| Return on Assets (ROA) | 0.25% |
| Return on Equity (ROE) | 2.03% |
| Net Interest Margin | 1.3% |
| Efficiency Ratio | 83.6% |
| Tier 1 Risk-Based Capital Ratio | 29.654% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.16% |
| Earning Assets to total Assets | 97.05% |
Income and Expense
| Total Interest Income | $1.04M |
| Total Noninterest Income | $13.00k |
| Total Interest Expense | $735.00k |
| Total Noninterest Expense | $265.00k |
| Net Interest Income | $304.00k |
| Pre-tax Net Operating Income | $56.00k |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $468.00k |
| Total Liabilities and Capital | $97.24M |
Securities
| Securities | $28.36M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $25.69M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Armstrong County Building and Loan Association?
$97.24M as of the latest filing.
How much are Armstrong County Building and Loan Association's total deposits?
$82.94M in total deposits.
Where is Armstrong County Building and Loan Association located?
Ford City, PA.
What is the Net Interest Margin?
1.30%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
0.25%.
How much are total loans and leases?
$64.66M (latest filing).
What is the total interest income (latest filing)?
$1.04M.