Sharon Bank
Springfield, PA
IDRSSD: 164377
Total Assets
$166.89M
Latest filing
Total Deposits
$137.83M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Sharon Bank
900 W Sproul Rd
Springfield, PA 19064
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1873FDIC Certificate 41627
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sharon Bank (Main) | 900 W Sproul Rd | Springfield, PA |
| VALLEY VIEW SHOPPING CENTER BRANCH | 3480 Pennell Rd | Aston, PA |
| 19TH AND SOUTH STREETS BRANCH | 1900 South St | Philadelphia, PA |
| SPRINGFIELD BRANCH-NEW | 153 Saxer Ave | Springfield, PA |
| DARBY BRANCH OFFICE | 901 Main St | Darby, PA |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1873 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 19064 |
| State and County Number | 42045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.sharonbank.com |
| Data Updated | 11/14/2025 |
| CERT | 28793 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $166.89M |
| Total Deposits | $137.83M |
| Total Liabilities | $150.95M |
| Total Equity Capital | $15.94M |
| Net Income | $261.00k |
| Net Loans and Leases | $137.68M |
| Assets Per Employee ($Millions) | $4.64M |
| Bank Premises and Fixed Assets | $3.75M |
| Cash and Balances due from Depository Institutions | $4.18M |
| Deposits Held in Domestic Offices | $137.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.62% |
| Return on Equity (ROE) | 6.6% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 85.13% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.551% |
| Earning Assets to total Assets | 90.33% |
Income and Expense
| Total Interest Income | $2.22M |
| Total Noninterest Income | $146.00k |
| Total Interest Expense | $701.00k |
| Total Noninterest Expense | $1.41M |
| Net Interest Income | $1.51M |
| Pre-tax Net Operating Income | $261.00k |
| Provision for Credit Losses | $-14,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $744.00k |
| Other borrowed funds | $9.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.63M |
| Total Liabilities and Capital | $166.89M |
Securities
| Securities | $9.85M |
| Available-for-sale debt securities | $9.85M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sharon Bank?
$166.89M as of the latest filing.
How much are Sharon Bank's total deposits?
$137.83M in total deposits.
Where is Sharon Bank located?
Springfield, PA.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1873.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$137.68M (latest filing).
What is the total interest income (latest filing)?
$2.22M.