Milton Savings Bank
Milton, PA
IDRSSD: 123075
Total Assets
$85.13M
Latest filing
Total Deposits
$60.73M
Latest filing
Net Interest Margin
2.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Milton Savings Bank
80 Broadway St
Milton, PA 17847
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1920FDIC Certificate 41471
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Milton Savings Bank (Main) | 80 Broadway St | Milton, PA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 17847 |
| State and County Number | 42097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Sunbury, PA |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.miltonsavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 28637 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $85.13M |
| Total Deposits | $60.73M |
| Total Liabilities | $72.25M |
| Total Equity Capital | $12.88M |
| Net Income | $-24,000 |
| Net Loans and Leases | $55.31M |
| Assets Per Employee ($Millions) | $6.08M |
| Bank Premises and Fixed Assets | $388.00k |
| Cash and Balances due from Depository Institutions | $4.69M |
| Deposits Held in Domestic Offices | $60.73M |
Key Performance Ratios
| Return on Assets (ROA) | -0.12% |
| Return on Equity (ROE) | -0.76% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 100.33% |
| Tier 1 Risk-Based Capital Ratio | 34.74% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.134% |
| Earning Assets to total Assets | 96.4% |
Income and Expense
| Total Interest Income | $919.00k |
| Total Noninterest Income | $9.00k |
| Total Interest Expense | $328.00k |
| Total Noninterest Expense | $602.00k |
| Net Interest Income | $591.00k |
| Pre-tax Net Operating Income | $-24,000 |
| Provision for Credit Losses | $22.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.15M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $366.00k |
| Total Liabilities and Capital | $85.13M |
Securities
| Securities | $22.56M |
| Available-for-sale debt securities | $22.56M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Milton Savings Bank?
$85.13M as of the latest filing.
How much are Milton Savings Bank's total deposits?
$60.73M in total deposits.
Where is Milton Savings Bank located?
Milton, PA.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
-0.12%.
How much are total loans and leases?
$55.31M (latest filing).
What is the total interest income (latest filing)?
$919.00k.