Milton Savings Bank

Milton, PA
IDRSSD: 123075
Total Assets
$87.55M
Latest filing
Total Deposits
$65.26M
Latest filing
Net Interest Margin
2.99%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

231372921MILTON, PA

Key People

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Locations

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Main Office
Milton Savings Bank
80 Broadway St
Milton, PA 17847
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1920FDIC Certificate 41471

Branches (0)

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NameAddressCity / State
No branch data available.
Milton Savings Bank (Main)80 Broadway StMilton, PA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1920
Community BankYes
Ownership TypeMutual
ZIP17847
State and County Number42097
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code34
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameSunbury, PA

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.miltonsavingsbank.com
Data Updated01/30/2026
CERT28637
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$87.55M
Total Deposits$65.26M
Total Liabilities$74.53M
Total Equity Capital$13.01M
Net Income$-17,000
Net Loans and Leases$57.88M
Assets Per Employee ($Millions)$6.73M
Bank Premises and Fixed Assets$391.00k
Cash and Balances due from Depository Institutions$3.62M
Deposits Held in Domestic Offices$65.26M

Key Performance Ratios

Return on Assets (ROA)-0.08%
Return on Equity (ROE)-0.53%
Net Interest Margin2.99%
Efficiency Ratio97.46%
Tier 1 Risk-Based Capital Ratio33.245%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.15%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.865%
Earning Assets to total Assets96.73%

Income and Expense

Total Interest Income$974.00k
Total Noninterest Income$7.00k
Total Interest Expense$350.00k
Total Noninterest Expense$615.00k
Net Interest Income$624.00k
Pre-tax Net Operating Income$-17,000
Provision for Credit Losses$33.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$9.01M
Federal Funds Sold & Reverse Repurchase Agreement$1.10M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$271.00k
Total Liabilities and Capital$87.55M

Securities

Securities$22.52M
Available-for-sale debt securities$22.52M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Milton Savings Bank?
$87.55M as of the latest filing.
How much are Milton Savings Bank's total deposits?
$65.26M in total deposits.
Where is Milton Savings Bank located?
Milton, PA.
What is the Net Interest Margin?
2.99%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
-0.08%.
How much are total loans and leases?
$57.88M (latest filing).
What is the total interest income (latest filing)?
$974.00k.