Westmoreland Federal Savings and Loan Association
Latrobe, PA
IDRSSD: 188177
Total Assets
$166.23M
Latest filing
Total Deposits
$120.57M
Latest filing
Net Interest Margin
2.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Westmoreland Federal Savings and Loan Association
322 Main St
Latrobe, PA 15650
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/12/1952FDIC Certificate 43385
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Westmoreland Federal Savings and Loan Association (Main) | 322 Main St | Latrobe, PA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 03/12/1952 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 15650 |
| State and County Number | 42129 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Pittsburgh, PA |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.wfsavings.com |
| Data Updated | 11/14/2025 |
| CERT | 30551 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $166.23M |
| Total Deposits | $120.57M |
| Total Liabilities | $121.23M |
| Total Equity Capital | $45.00M |
| Net Income | $358.00k |
| Net Loans and Leases | $70.80M |
| Assets Per Employee ($Millions) | $8.75M |
| Bank Premises and Fixed Assets | $2.97M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $120.57M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 3.2% |
| Net Interest Margin | 2.1% |
| Efficiency Ratio | 80.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 27.07% |
| Earning Assets to total Assets | 97.33% |
Income and Expense
| Total Interest Income | $1.57M |
| Total Noninterest Income | $3.00k |
| Total Interest Expense | $718.00k |
| Total Noninterest Expense | $694.00k |
| Net Interest Income | $857.00k |
| Pre-tax Net Operating Income | $166.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $662.00k |
| Total Liabilities and Capital | $166.23M |
Securities
| Securities | $78.22M |
| Available-for-sale debt securities | $1.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $75.52M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Westmoreland Federal Savings and Loan Association?
$166.23M as of the latest filing.
How much are Westmoreland Federal Savings and Loan Association's total deposits?
$120.57M in total deposits.
Where is Westmoreland Federal Savings and Loan Association located?
Latrobe, PA.
What is the Net Interest Margin?
2.10%.
How many domestic offices does it operate?
1.
When was it established?
03/12/1952.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$70.80M (latest filing).
What is the total interest income (latest filing)?
$1.57M.