County Savings Bank

Essington, PA
IDRSSD: 658072
Total Assets
$92.33M
Latest filing
Total Deposits
$84.28M
Latest filing
Net Interest Margin
3.27%
Profitability

Locations

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Main Office
County Savings Bank
10 Powhattan Ave
Essington, PA 19029
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1920FDIC Certificate 42065

Branches (2)

Page 1 of 1
NameAddressCity / State
County Savings Bank (Main)10 Powhattan AveEssington, PA
MILMONT AVE BRANCH201 Milmont AvenueMilmont Park, PA
ADMINISTRATIVE OFFICE412 Wanamaker AveEssington, PA
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1920
Community BankYes
Ownership TypeMutual
ZIP19029
State and County Number42045
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code38
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD

Operational Info

Number of Employees18
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.countysavingsbank.com
Data Updated11/14/2025
CERT29231
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$92.33M
Total Deposits$84.28M
Total Liabilities$85.21M
Total Equity Capital$7.13M
Net Income$57.00k
Net Loans and Leases$53.23M
Assets Per Employee ($Millions)$5.13M
Bank Premises and Fixed Assets$1.23M
Cash and Balances due from Depository Institutions$17.95M
Deposits Held in Domestic Offices$84.28M

Key Performance Ratios

Return on Assets (ROA)0.24%
Return on Equity (ROE)3.21%
Net Interest Margin3.27%
Efficiency Ratio91.19%
Tier 1 Risk-Based Capital Ratio19.668%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.717%
Earning Assets to total Assets95.84%

Income and Expense

Total Interest Income$908.00k
Total Noninterest Income$43.00k
Total Interest Expense$168.00k
Total Noninterest Expense$714.00k
Net Interest Income$740.00k
Pre-tax Net Operating Income$77.00k
Provision for Credit Losses$-8,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$10.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$919.00k
Total Liabilities and Capital$92.33M

Securities

Securities$17.73M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$17.73M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of County Savings Bank?
$92.33M as of the latest filing.
How much are County Savings Bank's total deposits?
$84.28M in total deposits.
Where is County Savings Bank located?
Essington, PA.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
0.24%.
How much are total loans and leases?
$53.23M (latest filing).
What is the total interest income (latest filing)?
$908.00k.