UNB Bank
Mount Carmel, PA
IDRSSD: 249416
Total Assets
$167.00M
Latest filing
Total Deposits
$155.82M
Latest filing
Net Interest Margin
2.53%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
UNB Bank
1 N Oak St
Mount Carmel, PA 17851
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 4947
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| UNB Bank (Main) | 1 N Oak St | Mount Carmel, PA |
| NUMIDIA BRANCH | 1071 Numidia Dr | Catawissa, PA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17851 |
| State and County Number | 42097 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Sunbury, PA |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/12/2017 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.unb.bank |
| Data Updated | 11/14/2025 |
| CERT | 7631 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $167.00M |
| Total Deposits | $155.82M |
| Total Liabilities | $156.85M |
| Total Equity Capital | $10.15M |
| Net Income | $79.00k |
| Net Loans and Leases | $86.28M |
| Assets Per Employee ($Millions) | $5.57M |
| Bank Premises and Fixed Assets | $2.00M |
| Cash and Balances due from Depository Institutions | $1.80M |
| Deposits Held in Domestic Offices | $155.82M |
Key Performance Ratios
| Return on Assets (ROA) | 0.19% |
| Return on Equity (ROE) | 3.29% |
| Net Interest Margin | 2.53% |
| Efficiency Ratio | 93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.077% |
| Earning Assets to total Assets | 94.28% |
Income and Expense
| Total Interest Income | $1.54M |
| Total Noninterest Income | $124.00k |
| Total Interest Expense | $538.00k |
| Total Noninterest Expense | $1.05M |
| Net Interest Income | $1.00M |
| Pre-tax Net Operating Income | $79.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $14.88M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.03M |
| Total Liabilities and Capital | $167.00M |
Securities
| Securities | $56.27M |
| Available-for-sale debt securities | $56.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of UNB Bank?
$167.00M as of the latest filing.
How much are UNB Bank's total deposits?
$155.82M in total deposits.
Where is UNB Bank located?
Mount Carmel, PA.
What is the Net Interest Margin?
2.53%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.19%.
How much are total loans and leases?
$86.28M (latest filing).
What is the total interest income (latest filing)?
$1.54M.