Cattaraugus County Bank
Little Valley, NY
IDRSSD: 254504
Total Assets
$366.96M
Latest filing
Total Deposits
$322.94M
Latest filing
Net Interest Margin
4.00%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Delaware National Bank of Delhi
Delhi, New York
→
Assets: $372.33MΔ +2.0%
Generations Bank
Seneca Falls, New York
→
Assets: $372.97MΔ +2.1%
The North Country Savings Bank
Canton, New York
→
Assets: $347.78MΔ -4.8%
M.Y. SAFRA BANK, FSB
New York, New York
→
Assets: $399.51MΔ +9.4%
Abacus Federal Savings Bank
New York, New York
→
Assets: $327.89MΔ -10.2%
Carthage Savings and Loan, National Association
Carthage, New York
→
Assets: $306.86MΔ -16.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 14755 |
| State and County Number | 36009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Olean, NY |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.countonccb.com |
| Data Updated | 11/14/2025 |
| CERT | 12959 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $366.96M |
| Total Deposits | $322.94M |
| Total Liabilities | $330.19M |
| Total Equity Capital | $36.77M |
| Net Income | $144.00k |
| Net Loans and Leases | $224.62M |
| Assets Per Employee ($Millions) | $5.48M |
| Bank Premises and Fixed Assets | $6.18M |
| Cash and Balances due from Depository Institutions | $30.83M |
| Deposits Held in Domestic Offices | $322.94M |
Key Performance Ratios
| Return on Assets (ROA) | 0.16% |
| Return on Equity (ROE) | 1.58% |
| Net Interest Margin | 4% |
| Efficiency Ratio | 71.13% |
| Tier 1 Risk-Based Capital Ratio | 14.413% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.021% |
| Earning Assets to total Assets | 92.88% |
Income and Expense
| Total Interest Income | $4.42M |
| Total Noninterest Income | $493.00k |
| Total Interest Expense | $1.02M |
| Total Noninterest Expense | $2.77M |
| Net Interest Income | $3.40M |
| Pre-tax Net Operating Income | $173.00k |
| Provision for Credit Losses | $950.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.06M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.18M |
| Total Liabilities and Capital | $366.96M |
Securities
| Securities | $90.14M |
| Available-for-sale debt securities | $74.26M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $16.41M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cattaraugus County Bank?
$366.96M as of the latest filing.
How much are Cattaraugus County Bank's total deposits?
$322.94M in total deposits.
Where is Cattaraugus County Bank located?
Little Valley, NY.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.16%.
How much are total loans and leases?
$224.62M (latest filing).
What is the total interest income (latest filing)?
$4.42M.