The Delaware National Bank of Delhi
Delhi, NY
IDRSSD: 236603
Total Assets
$370.19M
Latest filing
Total Deposits
$333.95M
Latest filing
Net Interest Margin
2.52%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Delaware National Bank of Delhi
124 Main St
Delhi, NY 13753
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1839FDIC Certificate 4695
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Delaware National Bank of Delhi (Main) | 124 Main St | Delhi, NY |
| MARGARETVILLE BRANCH | 42568 Route 28 | Margaretville, NY |
| DAVENPORT BRANCH | 2503 Prosser Hollow Rd | Davenport, NY |
| HOBART BRANCH | 1058 Main St | Hobart, NY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1839 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 13753 |
| State and County Number | 36025 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.dnbd.bank |
| Data Updated | 11/14/2025 |
| CERT | 7025 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $370.19M |
| Total Deposits | $333.95M |
| Total Liabilities | $338.71M |
| Total Equity Capital | $31.48M |
| Net Income | $659.00k |
| Net Loans and Leases | $258.15M |
| Assets Per Employee ($Millions) | $9.03M |
| Bank Premises and Fixed Assets | $4.27M |
| Cash and Balances due from Depository Institutions | $19.43M |
| Deposits Held in Domestic Offices | $333.95M |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 8.64% |
| Net Interest Margin | 2.52% |
| Efficiency Ratio | 68.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.504% |
| Earning Assets to total Assets | 94.53% |
Income and Expense
| Total Interest Income | $3.51M |
| Total Noninterest Income | $397.00k |
| Total Interest Expense | $1.30M |
| Total Noninterest Expense | $1.78M |
| Net Interest Income | $2.21M |
| Pre-tax Net Operating Income | $815.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $159.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.61M |
| Total Liabilities and Capital | $370.19M |
Securities
| Securities | $74.90M |
| Available-for-sale debt securities | $73.90M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Delaware National Bank of Delhi?
$370.19M as of the latest filing.
How much are The Delaware National Bank of Delhi's total deposits?
$333.95M in total deposits.
Where is The Delaware National Bank of Delhi located?
Delhi, NY.
What is the Net Interest Margin?
2.52%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1839.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$258.15M (latest filing).
What is the total interest income (latest filing)?
$3.51M.