White State Bank
South English, IA
IDRSSD: 359744
Total Assets
$98.06M
Latest filing
Total Deposits
$85.77M
Latest filing
Net Interest Margin
3.53%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
White State Bank
209 Ives Street
South English, IA 52335
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1908FDIC Certificate 5428
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| White State Bank (Main) | 209 Ives Street | South English, IA |
| CRAWFORDSVILLE BRANCH | 100 S Main St | Crawfordsville, IA |
| WAYLAND BRANCH | 201 W Main St | Wayland, IA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52335 |
| State and County Number | 19107 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.whitestatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 8519 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $98.06M |
| Total Deposits | $85.77M |
| Total Liabilities | $86.57M |
| Total Equity Capital | $11.49M |
| Net Income | $341.00k |
| Net Loans and Leases | $36.77M |
| Assets Per Employee ($Millions) | $8.91M |
| Bank Premises and Fixed Assets | $395.00k |
| Cash and Balances due from Depository Institutions | $1.92M |
| Deposits Held in Domestic Offices | $85.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 12.12% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 47.66% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.714% |
| Earning Assets to total Assets | 93.95% |
Income and Expense
| Total Interest Income | $1.14M |
| Total Noninterest Income | $37.00k |
| Total Interest Expense | $324.00k |
| Total Noninterest Expense | $407.00k |
| Net Interest Income | $817.00k |
| Pre-tax Net Operating Income | $447.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.13M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $799.00k |
| Total Liabilities and Capital | $98.06M |
Securities
| Securities | $53.91M |
| Available-for-sale debt securities | $53.91M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of White State Bank?
$98.06M as of the latest filing.
How much are White State Bank's total deposits?
$85.77M in total deposits.
Where is White State Bank located?
South English, IA.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$36.77M (latest filing).
What is the total interest income (latest filing)?
$1.14M.