Tri-Valley Bank
Randolph, IA
IDRSSD: 404943
Total Assets
$83.35M
Latest filing
Total Deposits
$77.67M
Latest filing
Net Interest Margin
3.90%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51649 |
| State and County Number | 19071 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tri-valleycenters.com |
| Data Updated | 11/14/2025 |
| CERT | 12417 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $83.35M |
| Total Deposits | $77.67M |
| Total Liabilities | $77.95M |
| Total Equity Capital | $5.40M |
| Net Income | $-694,000 |
| Net Loans and Leases | $53.24M |
| Assets Per Employee ($Millions) | $4.17M |
| Bank Premises and Fixed Assets | $1.55M |
| Cash and Balances due from Depository Institutions | $5.76M |
| Deposits Held in Domestic Offices | $77.67M |
Key Performance Ratios
| Return on Assets (ROA) | -3.27% |
| Return on Equity (ROE) | -49.55% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 83.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 3.67% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.482% |
| Earning Assets to total Assets | 93.03% |
Income and Expense
| Total Interest Income | $1.07M |
| Total Noninterest Income | $79.00k |
| Total Interest Expense | $299.00k |
| Total Noninterest Expense | $710.00k |
| Net Interest Income | $771.00k |
| Pre-tax Net Operating Income | $-639,000 |
| Provision for Credit Losses | $779.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $280.00k |
| Total Liabilities and Capital | $83.35M |
Securities
| Securities | $20.50M |
| Available-for-sale debt securities | $13.71M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Tri-Valley Bank?
$83.35M as of the latest filing.
How much are Tri-Valley Bank's total deposits?
$77.67M in total deposits.
Where is Tri-Valley Bank located?
Randolph, IA.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
-3.27%.
How much are total loans and leases?
$53.24M (latest filing).
What is the total interest income (latest filing)?
$1.07M.