Tri-Valley Bank
Randolph, IA
IDRSSD: 404943
Total Assets
$80.32M
Latest filing
Total Deposits
$74.60M
Latest filing
Net Interest Margin
4.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073919270RANDOLPH, IA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Tri-Valley Bank
104 S Main St
Randolph, IA 51649
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1917FDIC Certificate 7901
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Tri-Valley Bank (Main) | 104 S Main St | Randolph, IA |
| ESSEX BANKING CENTER | 523 Iowa Ave | Essex, IA |
| NEBRASKA CITY BRANCH | 1114 Grundman Blvd | Nebraska City, NE |
| GLENWOOD BRANCH | 207 S Locust St | Glenwood, IA |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Logan State Bank
Logan, Iowa
→
Assets: $84.17MΔ +1.0%
The Watkins Savings Bank
Watkins, Iowa
→
Assets: $81.27MΔ -2.5%
The First National Bank of Manning
Manning, Iowa
→
Assets: $79.35MΔ -4.8%
First Security State Bank
Evansdale, Iowa
→
Assets: $87.82MΔ +5.4%
Citizens Savings Bank
Marshalltown, Iowa
→
Assets: $78.11MΔ -6.3%
The State Bank
Spirit Lake, Iowa
→
Assets: $89.15MΔ +7.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51649 |
| State and County Number | 19071 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tri-valleycenters.com |
| Data Updated | 01/30/2026 |
| CERT | 12417 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $80.32M |
| Total Deposits | $74.60M |
| Total Liabilities | $75.48M |
| Total Equity Capital | $4.84M |
| Net Income | $-22,000 |
| Net Loans and Leases | $54.12M |
| Assets Per Employee ($Millions) | $4.23M |
| Bank Premises and Fixed Assets | $1.50M |
| Cash and Balances due from Depository Institutions | $2.96M |
| Deposits Held in Domestic Offices | $74.60M |
Key Performance Ratios
| Return on Assets (ROA) | -0.11% |
| Return on Equity (ROE) | -1.72% |
| Net Interest Margin | 4.29% |
| Efficiency Ratio | 86.59% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.027% |
| Earning Assets to total Assets | 94.74% |
Income and Expense
| Total Interest Income | $1.10M |
| Total Noninterest Income | $72.00k |
| Total Interest Expense | $282.00k |
| Total Noninterest Expense | $775.00k |
| Net Interest Income | $823.00k |
| Pre-tax Net Operating Income | $90.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $604.00k |
| All Other Liabilities | $273.00k |
| Total Liabilities and Capital | $80.32M |
Securities
| Securities | $20.35M |
| Available-for-sale debt securities | $13.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.76M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Tri-Valley Bank?
$80.32M as of the latest filing.
How much are Tri-Valley Bank's total deposits?
$74.60M in total deposits.
Where is Tri-Valley Bank located?
Randolph, IA.
What is the Net Interest Margin?
4.29%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
-0.11%.
How much are total loans and leases?
$54.12M (latest filing).
What is the total interest income (latest filing)?
$1.10M.