FNNB Bank

Newton, IA
IDRSSD: 242949
Total Assets
$104.14M
Latest filing
Total Deposits
$91.70M
Latest filing
Net Interest Margin
4.34%
Profitability

Locations

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Main Office
FNNB Bank
100 N 2nd Ave W
Newton, IA 50208
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/28/1932FDIC Certificate 2962

Branches (0)

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NameAddressCity / State
No branch data available.
FNNB Bank (Main)100 N 2nd Ave WNewton, IA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/28/1932
Community BankYes
Ownership TypeNot Mutual
ZIP50208
State and County Number19099
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDes Moines-West Des Moines, IA

Operational Info

Number of Employees16
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnnbbank.com
Data Updated11/14/2025
CERT4482
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$104.14M
Total Deposits$91.70M
Total Liabilities$95.29M
Total Equity Capital$8.85M
Net Income$307.00k
Net Loans and Leases$66.88M
Assets Per Employee ($Millions)$6.94M
Bank Premises and Fixed Assets$980.00k
Cash and Balances due from Depository Institutions$5.68M
Deposits Held in Domestic Offices$91.70M

Key Performance Ratios

Return on Assets (ROA)1.17%
Return on Equity (ROE)14.38%
Net Interest Margin4.34%
Efficiency Ratio69.99%
Tier 1 Risk-Based Capital Ratio12.96%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.497%
Earning Assets to total Assets91.73%

Income and Expense

Total Interest Income$1.32M
Total Noninterest Income$71.00k
Total Interest Expense$275.00k
Total Noninterest Expense$779.00k
Net Interest Income$1.04M
Pre-tax Net Operating Income$324.00k
Provision for Credit Losses$10.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$500.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.70M
All Other Liabilities$390.00k
Total Liabilities and Capital$104.14M

Securities

Securities$27.03M
Available-for-sale debt securities$27.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of FNNB Bank?
$104.14M as of the latest filing.
How much are FNNB Bank's total deposits?
$91.70M in total deposits.
Where is FNNB Bank located?
Newton, IA.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
1.
When was it established?
03/28/1932.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$66.88M (latest filing).
What is the total interest income (latest filing)?
$1.32M.