First Community Bank
Newell, IA
IDRSSD: 233246
Total Assets
$116.94M
Latest filing
Total Deposits
$98.75M
Latest filing
Net Interest Margin
3.97%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Community Bank
119 S Fulton St
Newell, IA 50568
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1912FDIC Certificate 9333
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Community Bank (Main) | 119 S Fulton St | Newell, IA |
| FONDA BRANCH | 212 S Main St | Fonda, IA |
| ROCKWELL CITY BRANCH | 400 Main St | Rockwell City, IA |
| POMEROY BRANCH | 118 W Main St | Pomeroy, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50568 |
| State and County Number | 19021 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Storm Lake, IA |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/04/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fcb4u.com |
| Data Updated | 01/30/2026 |
| CERT | 14904 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $116.94M |
| Total Deposits | $98.75M |
| Total Liabilities | $103.02M |
| Total Equity Capital | $13.92M |
| Net Income | $276.00k |
| Net Loans and Leases | $76.73M |
| Assets Per Employee ($Millions) | $4.5M |
| Bank Premises and Fixed Assets | $555.00k |
| Cash and Balances due from Depository Institutions | $7.12M |
| Deposits Held in Domestic Offices | $98.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 7.97% |
| Net Interest Margin | 3.97% |
| Efficiency Ratio | 64.57% |
| Tier 1 Risk-Based Capital Ratio | 12.305% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.48% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.904% |
| Earning Assets to total Assets | 92.46% |
Income and Expense
| Total Interest Income | $1.45M |
| Total Noninterest Income | $212.00k |
| Total Interest Expense | $384.00k |
| Total Noninterest Expense | $847.00k |
| Net Interest Income | $1.06M |
| Pre-tax Net Operating Income | $286.00k |
| Provision for Credit Losses | $140.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.35M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $350.00k |
| All Other Liabilities | $564.00k |
| Total Liabilities and Capital | $116.94M |
Securities
| Securities | $26.44M |
| Available-for-sale debt securities | $25.74M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $633.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank?
$116.94M as of the latest filing.
How much are First Community Bank's total deposits?
$98.75M in total deposits.
Where is First Community Bank located?
Newell, IA.
What is the Net Interest Margin?
3.97%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$76.73M (latest filing).
What is the total interest income (latest filing)?
$1.45M.