Community Bank of Oelwein

Oelwein, IA
IDRSSD: 2702764
Total Assets
$103.47M
Latest filing
Total Deposits
$83.17M
Latest filing
Net Interest Margin
2.78%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073922678OELWEIN, IA

Key People

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Locations

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Main Office
Community Bank of Oelwein
150 1st St Se
Oelwein, IA 50662
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1998FDIC Certificate 61820

Branches (0)

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NameAddressCity / State
No branch data available.
Community Bank of Oelwein (Main)150 1st St SeOelwein, IA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/01/1998
Community BankYes
Ownership TypeNot Mutual
ZIP50662
State and County Number19065
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance10/01/1998
Primary Insurance AgencyDIF
Websitewww.bankoelwein.com
Data Updated01/30/2026
CERT34857
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$103.47M
Total Deposits$83.17M
Total Liabilities$90.39M
Total Equity Capital$13.07M
Net Income$211.00k
Net Loans and Leases$65.79M
Assets Per Employee ($Millions)$10.35M
Bank Premises and Fixed Assets$1.17M
Cash and Balances due from Depository Institutions$3.88M
Deposits Held in Domestic Offices$83.17M

Key Performance Ratios

Return on Assets (ROA)0.8%
Return on Equity (ROE)6.39%
Net Interest Margin2.78%
Efficiency Ratio65.24%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.636%
Earning Assets to total Assets94.29%

Income and Expense

Total Interest Income$1.27M
Total Noninterest Income$36.00k
Total Interest Expense$585.00k
Total Noninterest Expense$471.00k
Net Interest Income$686.00k
Pre-tax Net Operating Income$251.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$366.00k
Other borrowed funds$6.50M
Federal Funds Sold & Reverse Repurchase Agreement$6.32M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$726.00k
Total Liabilities and Capital$103.47M

Securities

Securities$22.85M
Available-for-sale debt securities$21.95M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$900.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank of Oelwein?
$103.47M as of the latest filing.
How much are Community Bank of Oelwein's total deposits?
$83.17M in total deposits.
Where is Community Bank of Oelwein located?
Oelwein, IA.
What is the Net Interest Margin?
2.78%.
How many domestic offices does it operate?
1.
When was it established?
10/01/1998.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$65.79M (latest filing).
What is the total interest income (latest filing)?
$1.27M.