Sibley State Bank

Sibley, IA
IDRSSD: 598543
Total Assets
$103.59M
Latest filing
Total Deposits
$89.75M
Latest filing
Net Interest Margin
3.77%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073905116SIBLEY, IA

Key People

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Locations

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Main Office
Sibley State Bank
803 4th Ave
Sibley, IA 51249
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1894FDIC Certificate 7524

Branches (0)

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NameAddressCity / State
No branch data available.
Sibley State Bank (Main)803 4th AveSibley, IA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1894
Community BankYes
Ownership TypeNot Mutual
ZIP51249
State and County Number19143
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.sibleystatebank.com
Data Updated01/30/2026
CERT11764
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$103.59M
Total Deposits$89.75M
Total Liabilities$93.05M
Total Equity Capital$10.54M
Net Income$316.00k
Net Loans and Leases$68.74M
Assets Per Employee ($Millions)$10.36M
Bank Premises and Fixed Assets$505.00k
Cash and Balances due from Depository Institutions$2.72M
Deposits Held in Domestic Offices$89.75M

Key Performance Ratios

Return on Assets (ROA)1.21%
Return on Equity (ROE)12.24%
Net Interest Margin3.77%
Efficiency Ratio53.01%
Tier 1 Risk-Based Capital Ratio14.455%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.27%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.172%
Earning Assets to total Assets93.31%

Income and Expense

Total Interest Income$1.24M
Total Noninterest Income$93.00k
Total Interest Expense$317.00k
Total Noninterest Expense$537.00k
Net Interest Income$920.00k
Pre-tax Net Operating Income$406.00k
Provision for Credit Losses$70.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.81M
All Other Liabilities$500.00k
Total Liabilities and Capital$103.59M

Securities

Securities$27.08M
Available-for-sale debt securities$26.78M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$235.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Sibley State Bank?
$103.59M as of the latest filing.
How much are Sibley State Bank's total deposits?
$89.75M in total deposits.
Where is Sibley State Bank located?
Sibley, IA.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1894.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$68.74M (latest filing).
What is the total interest income (latest filing)?
$1.24M.