First Security State Bank
Evansdale, IA
IDRSSD: 681043
Total Assets
$87.75M
Latest filing
Total Deposits
$74.99M
Latest filing
Net Interest Margin
3.85%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Security State Bank
3600 Lafayette Rd
Evansdale, IA 50707
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/23/1962FDIC Certificate 12400
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Security State Bank (Main) | 3600 Lafayette Rd | Evansdale, IA |
| CEDAR FALLS BRANCH | 3229 Greenhill Cir | Cedar Falls, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/23/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50707 |
| State and County Number | 19013 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Waterloo-Cedar Falls, IA |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/23/1962 |
| Primary Insurance Agency | DIF |
| Website | www.fssbonline.com |
| Data Updated | 01/30/2026 |
| CERT | 18508 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $87.75M |
| Total Deposits | $74.99M |
| Total Liabilities | $75.80M |
| Total Equity Capital | $11.95M |
| Net Income | $166.00k |
| Net Loans and Leases | $59.93M |
| Assets Per Employee ($Millions) | $4.87M |
| Bank Premises and Fixed Assets | $1.03M |
| Cash and Balances due from Depository Institutions | $13.55M |
| Deposits Held in Domestic Offices | $74.99M |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 5.47% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 75.96% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.622% |
| Earning Assets to total Assets | 97.1% |
Income and Expense
| Total Interest Income | $1.18M |
| Total Noninterest Income | $40.00k |
| Total Interest Expense | $361.00k |
| Total Noninterest Expense | $654.00k |
| Net Interest Income | $821.00k |
| Pre-tax Net Operating Income | $171.00k |
| Provision for Credit Losses | $36.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $419.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $58.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $384.00k |
| Total Liabilities and Capital | $87.75M |
Securities
| Securities | $12.47M |
| Available-for-sale debt securities | $12.47M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Security State Bank?
$87.75M as of the latest filing.
How much are First Security State Bank's total deposits?
$74.99M in total deposits.
Where is First Security State Bank located?
Evansdale, IA.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
2.
When was it established?
04/23/1962.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$59.93M (latest filing).
What is the total interest income (latest filing)?
$1.18M.