Security State Bank
Radcliffe, IA
IDRSSD: 527749
Total Assets
$113.73M
Latest filing
Total Deposits
$103.53M
Latest filing
Net Interest Margin
2.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security State Bank
207 Isabella St
Radcliffe, IA 50230
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/14/1914FDIC Certificate 12348
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security State Bank (Main) | 207 Isabella St | Radcliffe, IA |
| ZEARING BRANCH | 103 E Main St | Zearing, IA |
| HUBBARD BRANCH | 211 E Maple St | Hubbard, IA |
| SECURITY STATE BANK - STORY CITY BRANCH | 339 Factory Outlet Dr | Story City, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/14/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50230 |
| State and County Number | 19083 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 10/26/1961 |
| Primary Insurance Agency | DIF |
| Website | http://www.ssbiowa.com |
| Data Updated | 01/30/2026 |
| CERT | 18448 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $113.73M |
| Total Deposits | $103.53M |
| Total Liabilities | $103.89M |
| Total Equity Capital | $9.84M |
| Net Income | $252.00k |
| Net Loans and Leases | $57.64M |
| Assets Per Employee ($Millions) | $5.69M |
| Bank Premises and Fixed Assets | $436.00k |
| Cash and Balances due from Depository Institutions | $13.52M |
| Deposits Held in Domestic Offices | $103.53M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 10.36% |
| Net Interest Margin | 2.94% |
| Efficiency Ratio | 70.82% |
| Tier 1 Risk-Based Capital Ratio | 13.823% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.652% |
| Earning Assets to total Assets | 96.04% |
Income and Expense
| Total Interest Income | $1.39M |
| Total Noninterest Income | $48.00k |
| Total Interest Expense | $571.00k |
| Total Noninterest Expense | $614.00k |
| Net Interest Income | $819.00k |
| Pre-tax Net Operating Income | $248.00k |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $328.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $358.00k |
| Total Liabilities and Capital | $113.73M |
Securities
| Securities | $40.23M |
| Available-for-sale debt securities | $40.03M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security State Bank?
$113.73M as of the latest filing.
How much are Security State Bank's total deposits?
$103.53M in total deposits.
Where is Security State Bank located?
Radcliffe, IA.
What is the Net Interest Margin?
2.94%.
How many domestic offices does it operate?
4.
When was it established?
10/14/1914.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$57.64M (latest filing).
What is the total interest income (latest filing)?
$1.39M.