Security Financial Bank
Durand, WI
IDRSSD: 450959
Total Assets
$988.29M
Latest filing
Total Deposits
$809.18M
Latest filing
Net Interest Margin
3.67%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/06/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54736 |
| State and County Number | 55091 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 134 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/10/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sfbank.com |
| Data Updated | 11/14/2025 |
| CERT | 14222 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $988.29M |
| Total Deposits | $809.18M |
| Total Liabilities | $897.18M |
| Total Equity Capital | $91.11M |
| Net Income | $3.69M |
| Net Loans and Leases | $701.10M |
| Assets Per Employee ($Millions) | $7.6M |
| Bank Premises and Fixed Assets | $12.29M |
| Cash and Balances due from Depository Institutions | $16.39M |
| Deposits Held in Domestic Offices | $809.18M |
Key Performance Ratios
| Return on Assets (ROA) | 1.5% |
| Return on Equity (ROE) | 16.5% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 57.29% |
| Tier 1 Risk-Based Capital Ratio | 11.647% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.219% |
| Earning Assets to total Assets | 93.73% |
Income and Expense
| Total Interest Income | $13.50M |
| Total Noninterest Income | $882.00k |
| Total Interest Expense | $5.03M |
| Total Noninterest Expense | $5.40M |
| Net Interest Income | $8.47M |
| Pre-tax Net Operating Income | $3.73M |
| Provision for Credit Losses | $225.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $465.00k |
| Other borrowed funds | $82.38M |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.77M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.63M |
| Total Liabilities and Capital | $988.29M |
Securities
| Securities | $214.74M |
| Available-for-sale debt securities | $214.24M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $212.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Financial Bank?
$988.29M as of the latest filing.
How much are Security Financial Bank's total deposits?
$809.18M in total deposits.
Where is Security Financial Bank located?
Durand, WI.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
8.
When was it established?
04/06/1934.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$701.10M (latest filing).
What is the total interest income (latest filing)?
$13.50M.