Security Financial Bank

Durand, WI
IDRSSD: 450959
Total Assets
$988.29M
Latest filing
Total Deposits
$809.18M
Latest filing
Net Interest Margin
3.67%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date04/06/1934
Community BankYes
Ownership TypeNot Mutual
ZIP54736
State and County Number55091
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees134
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/10/1934
Primary Insurance AgencyDIF
Websitewww.sfbank.com
Data Updated11/14/2025
CERT14222
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$988.29M
Total Deposits$809.18M
Total Liabilities$897.18M
Total Equity Capital$91.11M
Net Income$3.69M
Net Loans and Leases$701.10M
Assets Per Employee ($Millions)$7.6M
Bank Premises and Fixed Assets$12.29M
Cash and Balances due from Depository Institutions$16.39M
Deposits Held in Domestic Offices$809.18M

Key Performance Ratios

Return on Assets (ROA)1.5%
Return on Equity (ROE)16.5%
Net Interest Margin3.67%
Efficiency Ratio57.29%
Tier 1 Risk-Based Capital Ratio11.647%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.219%
Earning Assets to total Assets93.73%

Income and Expense

Total Interest Income$13.50M
Total Noninterest Income$882.00k
Total Interest Expense$5.03M
Total Noninterest Expense$5.40M
Net Interest Income$8.47M
Pre-tax Net Operating Income$3.73M
Provision for Credit Losses$225.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$465.00k
Other borrowed funds$82.38M
Federal Funds Sold & Reverse Repurchase Agreement$6.77M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.63M
Total Liabilities and Capital$988.29M

Securities

Securities$214.74M
Available-for-sale debt securities$214.24M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$212.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Security Financial Bank?
$988.29M as of the latest filing.
How much are Security Financial Bank's total deposits?
$809.18M in total deposits.
Where is Security Financial Bank located?
Durand, WI.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
8.
When was it established?
04/06/1934.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$701.10M (latest filing).
What is the total interest income (latest filing)?
$13.50M.