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River Bank

Stoddard, WI
IDRSSD: 279842
Total Assets
$1.01B
Latest filing
Total Deposits
$755.70M
Latest filing
Net Interest Margin
2.47%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/11/1911
Community BankYes
Ownership TypeNot Mutual
ZIP54658
State and County Number55123
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees103
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttps://www.riverbank.biz
Data Updated11/14/2025
CERT14995
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.01B
Total Deposits$755.70M
Total Liabilities$893.42M
Total Equity Capital$118.13M
Net Income$2.67M
Net Loans and Leases$829.15M
Assets Per Employee ($Millions)$9.82M
Bank Premises and Fixed Assets$8.54M
Cash and Balances due from Depository Institutions$74.12M
Deposits Held in Domestic Offices$755.70M

Key Performance Ratios

Return on Assets (ROA)1.06%
Return on Equity (ROE)9.18%
Net Interest Margin2.47%
Efficiency Ratio57.23%
Tier 1 Risk-Based Capital Ratio13.942%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.678%
Earning Assets to total Assets96.42%

Income and Expense

Total Interest Income$11.76M
Total Noninterest Income$267.00k
Total Interest Expense$5.76M
Total Noninterest Expense$3.62M
Net Interest Income$6.00M
Pre-tax Net Operating Income$2.68M
Provision for Credit Losses$-42,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$132.00M
Federal Funds Sold & Reverse Repurchase Agreement$3.96M
Federal Funds Purchased and Repurchased Agreement$2.13M
All Other Liabilities$3.59M
Total Liabilities and Capital$1.01B

Securities

Securities$76.78M
Available-for-sale debt securities$76.78M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of River Bank?
$1.01B as of the latest filing.
How much are River Bank's total deposits?
$755.70M in total deposits.
Where is River Bank located?
Stoddard, WI.
What is the Net Interest Margin?
2.47%.
How many domestic offices does it operate?
14.
When was it established?
10/11/1911.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$829.15M (latest filing).
What is the total interest income (latest filing)?
$11.76M.