River Bank
Stoddard, WI
IDRSSD: 279842
Total Assets
$1.05B
Latest filing
Total Deposits
$782.31M
Latest filing
Net Interest Margin
2.76%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075907374STODDARD, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
River Bank
145 N Main St
Stoddard, WI 54658
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/11/1911FDIC Certificate 9398
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| River Bank (Main) | 145 N Main St | Stoddard, WI |
| LA CROSSE BRANCH | 4401 Mormon Coulee Rd | La Crosse, WI |
| HOLMEN BRANCH | 4000 Corporate Dr | Holmen, WI |
| SPARTA BRANCH | 900 Maple Ave | Sparta, WI |
| DOWNTOWN SPARTA BRANCH | 124 W Oak St | Sparta, WI |
| WEST SALEM BRANCH | 204 Leonard St N | West Salem, WI |
| LA CROSSE BRANCH | 1232 Rose St | La Crosse, WI |
| WESTBY BRANCH | 101 Stenslien St | Westby, WI |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/11/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54658 |
| State and County Number | 55123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 103 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.riverbank.biz |
| Data Updated | 01/30/2026 |
| CERT | 14995 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.05B |
| Total Deposits | $782.31M |
| Total Liabilities | $923.84M |
| Total Equity Capital | $121.67M |
| Net Income | $3.90M |
| Net Loans and Leases | $834.86M |
| Assets Per Employee ($Millions) | $10.05M |
| Bank Premises and Fixed Assets | $8.47M |
| Cash and Balances due from Depository Institutions | $100.61M |
| Deposits Held in Domestic Offices | $782.31M |
Key Performance Ratios
| Return on Assets (ROA) | 1.52% |
| Return on Equity (ROE) | 13.03% |
| Net Interest Margin | 2.76% |
| Efficiency Ratio | 52.38% |
| Tier 1 Risk-Based Capital Ratio | 14.177% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.638% |
| Earning Assets to total Assets | 96.48% |
Income and Expense
| Total Interest Income | $12.37M |
| Total Noninterest Income | $277.00k |
| Total Interest Expense | $5.54M |
| Total Noninterest Expense | $3.76M |
| Net Interest Income | $6.83M |
| Pre-tax Net Operating Income | $3.91M |
| Provision for Credit Losses | $-565,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $136.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.28M |
| Federal Funds Purchased and Repurchased Agreement | $2.23M |
| All Other Liabilities | $3.30M |
| Total Liabilities and Capital | $1.05B |
Securities
| Securities | $76.77M |
| Available-for-sale debt securities | $76.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of River Bank?
$1.05B as of the latest filing.
How much are River Bank's total deposits?
$782.31M in total deposits.
Where is River Bank located?
Stoddard, WI.
What is the Net Interest Margin?
2.76%.
How many domestic offices does it operate?
14.
When was it established?
10/11/1911.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$834.86M (latest filing).
What is the total interest income (latest filing)?
$12.37M.