Westbury Bank

Waukesha, WI
IDRSSD: 524971
Total Assets
$805.61M
Latest filing
Total Deposits
$725.42M
Latest filing
Net Interest Margin
3.90%
Profitability

Locations

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Main Office
Westbury Bank
N16w23250 Stone Ridge Dr
Waukesha, WI 53188
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1926FDIC Certificate 41234

Branches (8)

Page 1 of 2
NameAddressCity / State
Westbury Bank (Main)N16w23250 Stone Ridge DrWaukesha, WI
W NORTH AVE BRANCH17160 W North AveBrookfield, WI
GERMANTOWN BRANCHN112w17171 Mequon RdGermantown, WI
KEWASKUM BRANCH1052 Fond Du Lac AveKewaskum, WI
JACKSON BRANCHN168w21920 Main StJackson, WI
WEST WASHINGTON BRANCH2501 W Washington StWest Bend, WI
HARTFORD WEST BRANCH25 S Wacker DrHartford, WI
SLINGER - SEVEN HILLS BRANCH1195 E Commerce BlvdSlinger, WI
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1926
Community BankYes
Ownership TypeNot Mutual
ZIP53188
State and County Number55133
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMilwaukee-Waukesha, WI

Operational Info

Number of Employees112
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date02/21/2023
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewestburybankwi.com
Data Updated11/14/2025
CERT28400
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$805.61M
Total Deposits$725.42M
Total Liabilities$735.31M
Total Equity Capital$70.30M
Net Income$1.94M
Net Loans and Leases$547.29M
Assets Per Employee ($Millions)$7.07M
Bank Premises and Fixed Assets$16.10M
Cash and Balances due from Depository Institutions$119.64M
Deposits Held in Domestic Offices$725.42M

Key Performance Ratios

Return on Assets (ROA)0.96%
Return on Equity (ROE)10.95%
Net Interest Margin3.9%
Efficiency Ratio72.15%
Tier 1 Risk-Based Capital Ratio12.739%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.726%
Earning Assets to total Assets93.71%

Income and Expense

Total Interest Income$8.79M
Total Noninterest Income$1.16M
Total Interest Expense$1.44M
Total Noninterest Expense$6.14M
Net Interest Income$7.35M
Pre-tax Net Operating Income$2.37M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.88M
Total Liabilities and Capital$805.61M

Securities

Securities$96.91M
Available-for-sale debt securities$95.76M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.15M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Westbury Bank?
$805.61M as of the latest filing.
How much are Westbury Bank's total deposits?
$725.42M in total deposits.
Where is Westbury Bank located?
Waukesha, WI.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1926.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$547.29M (latest filing).
What is the total interest income (latest filing)?
$8.79M.