Washington State Bank
Washington, IA
IDRSSD: 433943
Total Assets
$588.90M
Latest filing
Total Deposits
$519.92M
Latest filing
Net Interest Margin
3.53%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073902216WASHINGTON, IA
Key People
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Locations
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Main Office
Washington State Bank
121 S Marion Ave
Washington, IA 52353
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/18/1932FDIC Certificate 169
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Washington State Bank (Main) | 121 S Marion Ave | Washington, IA |
| PARKING LOT BRANCH | 303 West Washington Street | Washington, IA |
| COLUMBUS JUNCTION STATE BANK BRANCH | 134 Main St | Columbus Junction, IA |
| FAIRFIELD BRANCH | 1706 W Burlington Ave | Fairfield, IA |
| PELLA BRANCH | 703 Main St | Pella, IA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/18/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52353 |
| State and County Number | 19183 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Iowa City, IA |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.washsb.com |
| Data Updated | 01/30/2026 |
| CERT | 214 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $588.90M |
| Total Deposits | $519.92M |
| Total Liabilities | $545.95M |
| Total Equity Capital | $42.95M |
| Net Income | $1.87M |
| Net Loans and Leases | $343.57M |
| Assets Per Employee ($Millions) | $10.71M |
| Bank Premises and Fixed Assets | $2.64M |
| Cash and Balances due from Depository Institutions | $14.95M |
| Deposits Held in Domestic Offices | $519.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 17.58% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 47.66% |
| Tier 1 Risk-Based Capital Ratio | 20.244% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.293% |
| Earning Assets to total Assets | 92.74% |
Income and Expense
| Total Interest Income | $8.01M |
| Total Noninterest Income | $411.00k |
| Total Interest Expense | $3.22M |
| Total Noninterest Expense | $2.48M |
| Net Interest Income | $4.79M |
| Pre-tax Net Operating Income | $2.36M |
| Provision for Credit Losses | $360.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $869.00k |
| Other borrowed funds | $17.55M |
| Federal Funds Sold & Reverse Repurchase Agreement | $74.00k |
| Federal Funds Purchased and Repurchased Agreement | $3.18M |
| All Other Liabilities | $5.30M |
| Total Liabilities and Capital | $588.90M |
Securities
| Securities | $192.35M |
| Available-for-sale debt securities | $192.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington State Bank?
$588.90M as of the latest filing.
How much are Washington State Bank's total deposits?
$519.92M in total deposits.
Where is Washington State Bank located?
Washington, IA.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
5.
When was it established?
04/18/1932.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$343.57M (latest filing).
What is the total interest income (latest filing)?
$8.01M.