Visbanking Logo

Community Savings Bank

Edgewood, IA
IDRSSD: 646743
Total Assets
$599.85M
Latest filing
Total Deposits
$458.89M
Latest filing
Net Interest Margin
3.32%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Clear Lake Bank and Trust Company
Clear Lake, Iowa
→
Assets: $606.95MΔ +0.2%
First State Bank
Webster City, Iowa
→
Assets: $608.58MΔ +0.4%
Farmers Trust and Savings Bank
Spencer, Iowa
→
Assets: $601.56MΔ -0.7%
Liberty National Bank
Sioux City, Iowa
→
Assets: $597.62MΔ -1.4%
Farmers & Merchants Savings Bank
Manchester, Iowa
→
Assets: $594.46MΔ -1.9%
South Story Bank & Trust
Slater, Iowa
→
Assets: $619.88MΔ +2.3%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/10/1910
Community BankYes
Ownership TypeNot Mutual
ZIP52042
State and County Number19055
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees79
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance08/03/1934
Primary Insurance AgencyDIF
Websitewww.communitysavings.bank
Data Updated11/14/2025
CERT14633
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$599.85M
Total Deposits$458.89M
Total Liabilities$547.35M
Total Equity Capital$52.50M
Net Income$1.48M
Net Loans and Leases$433.94M
Assets Per Employee ($Millions)$7.79M
Bank Premises and Fixed Assets$11.96M
Cash and Balances due from Depository Institutions$10.78M
Deposits Held in Domestic Offices$458.89M

Key Performance Ratios

Return on Assets (ROA)0.98%
Return on Equity (ROE)11.69%
Net Interest Margin3.32%
Efficiency Ratio70.1%
Tier 1 Risk-Based Capital Ratio12.816%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.752%
Earning Assets to total Assets94.73%

Income and Expense

Total Interest Income$8.02M
Total Noninterest Income$630.00k
Total Interest Expense$3.28M
Total Noninterest Expense$3.79M
Net Interest Income$4.74M
Pre-tax Net Operating Income$1.51M
Provision for Credit Losses$77.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$68.27M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$17.26M
All Other Liabilities$2.93M
Total Liabilities and Capital$599.85M

Securities

Securities$127.18M
Available-for-sale debt securities$127.03M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Savings Bank?
$599.85M as of the latest filing.
How much are Community Savings Bank's total deposits?
$458.89M in total deposits.
Where is Community Savings Bank located?
Edgewood, IA.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
10.
When was it established?
01/10/1910.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$433.94M (latest filing).
What is the total interest income (latest filing)?
$8.02M.