Community Savings Bank
Edgewood, IA
IDRSSD: 646743
Total Assets
$618.45M
Latest filing
Total Deposits
$493.88M
Latest filing
Net Interest Margin
3.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073914288EDGEWOOD, IA
Key People
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Locations
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Main Office
Community Savings Bank
101 E Union St
Edgewood, IA 52042
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/10/1910FDIC Certificate 9150
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Community Savings Bank (Main) | 101 E Union St | Edgewood, IA |
| COGGON BRANCH | 203 E Main St | Coggon, IA |
| EARLVILLE BRANCH | 106 Northern Ave | Earlville, IA |
| MANCHESTER BRANCH | 221 E Main St | Manchester, IA |
| MT. VERNON ROAD BRANCH | 3414 Mount Vernon Rd Se | Cedar Rapids, IA |
| COMMUNITY SAVINGS BANK BRANCH | 1211 12th Ave Se | Dyersville, IA |
| LINN COUNTY STATE BANK BRANCH | 1295 Blairs Ferry Rd | Marion, IA |
| ROBINS-COMMUNITY SAVINGS BRANCH | 101 Robins Square Ct | Robins, IA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/10/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52042 |
| State and County Number | 19055 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 77 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/03/1934 |
| Primary Insurance Agency | DIF |
| Website | www.communitysavings.bank |
| Data Updated | 01/30/2026 |
| CERT | 14633 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $618.45M |
| Total Deposits | $493.88M |
| Total Liabilities | $565.02M |
| Total Equity Capital | $53.43M |
| Net Income | $1.51M |
| Net Loans and Leases | $428.61M |
| Assets Per Employee ($Millions) | $7.64M |
| Bank Premises and Fixed Assets | $13.17M |
| Cash and Balances due from Depository Institutions | $19.98M |
| Deposits Held in Domestic Offices | $493.88M |
Key Performance Ratios
| Return on Assets (ROA) | 0.99% |
| Return on Equity (ROE) | 11.43% |
| Net Interest Margin | 3.33% |
| Efficiency Ratio | 68.79% |
| Tier 1 Risk-Based Capital Ratio | 12.807% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.639% |
| Earning Assets to total Assets | 94.81% |
Income and Expense
| Total Interest Income | $7.96M |
| Total Noninterest Income | $683.00k |
| Total Interest Expense | $3.15M |
| Total Noninterest Expense | $3.79M |
| Net Interest Income | $4.81M |
| Pre-tax Net Operating Income | $1.52M |
| Provision for Credit Losses | $179.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $55.27M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.60M |
| Federal Funds Purchased and Repurchased Agreement | $11.96M |
| All Other Liabilities | $3.91M |
| Total Liabilities and Capital | $618.45M |
Securities
| Securities | $138.98M |
| Available-for-sale debt securities | $138.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Savings Bank?
$618.45M as of the latest filing.
How much are Community Savings Bank's total deposits?
$493.88M in total deposits.
Where is Community Savings Bank located?
Edgewood, IA.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
10.
When was it established?
01/10/1910.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$428.61M (latest filing).
What is the total interest income (latest filing)?
$7.96M.