Peoples Savings Bank
Indianola, IA
IDRSSD: 2732565
Total Assets
$597.26M
Latest filing
Total Deposits
$540.12M
Latest filing
Net Interest Margin
3.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Savings Bank
400 E Iowa Ave
Indianola, IA 50125
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/20/1998FDIC Certificate 62147
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Savings Bank (Main) | 400 E Iowa Ave | Indianola, IA |
| PLEASANTVILLE BRANCH | 802 W Jasper St | Pleasantville, IA |
| LACONA BRANCH | 103 E Main St | Lacona, IA |
| MILO BRANCH | 201 Main St | Milo, IA |
| CARLISLE BRANCH | 2720 Gateway Dr | Carlisle, IA |
| SEYMOUR BRANCH | 215 N 5th St | Seymour, IA |
| KNOXVILLE BRANCH | 413 E Main St | Knoxville, IA |
| CHARITON BRANCH | 2005 Court Ave | Chariton, IA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/20/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50125 |
| State and County Number | 19181 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Des Moines-West Des Moines, IA |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/20/1998 |
| Primary Insurance Agency | DIF |
| Website | www.mybankpsb.com |
| Data Updated | 11/14/2025 |
| CERT | 34973 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $597.26M |
| Total Deposits | $540.12M |
| Total Liabilities | $560.26M |
| Total Equity Capital | $37.00M |
| Net Income | $1.45M |
| Net Loans and Leases | $315.60M |
| Assets Per Employee ($Millions) | $8.07M |
| Bank Premises and Fixed Assets | $9.06M |
| Cash and Balances due from Depository Institutions | $41.43M |
| Deposits Held in Domestic Offices | $540.12M |
Key Performance Ratios
| Return on Assets (ROA) | 1.01% |
| Return on Equity (ROE) | 16.74% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 62.29% |
| Tier 1 Risk-Based Capital Ratio | 14.372% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.195% |
| Earning Assets to total Assets | 92.54% |
Income and Expense
| Total Interest Income | $7.76M |
| Total Noninterest Income | $639.00k |
| Total Interest Expense | $3.26M |
| Total Noninterest Expense | $3.20M |
| Net Interest Income | $4.50M |
| Pre-tax Net Operating Income | $1.83M |
| Provision for Credit Losses | $105.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $153.00k |
| Other borrowed funds | $18.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $294.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.15M |
| Total Liabilities and Capital | $597.26M |
Securities
| Securities | $203.19M |
| Available-for-sale debt securities | $203.19M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Savings Bank?
$597.26M as of the latest filing.
How much are Peoples Savings Bank's total deposits?
$540.12M in total deposits.
Where is Peoples Savings Bank located?
Indianola, IA.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
8.
When was it established?
11/20/1998.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$315.60M (latest filing).
What is the total interest income (latest filing)?
$7.76M.