American Bank, National Association

Le Mars, IA
IDRSSD: 345345
Total Assets
$534.93M
Latest filing
Total Deposits
$444.75M
Latest filing
Net Interest Margin
3.49%
Profitability

Locations

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Main Office
American Bank, National Association
234 5th Ave Sw
Le Mars, IA 51031
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1887FDIC Certificate 3961

Branches (1)

Page 1 of 1
NameAddressCity / State
American Bank, National Association (Main)234 5th Ave SwLe Mars, IA
REMSEN BRANCH400 W Hwy 3Remsen, IA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1887
Community BankYes
Ownership TypeNot Mutual
ZIP51031
State and County Number19149
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees48
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.am-bank.com
Data Updated11/14/2025
CERT5800
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$534.93M
Total Deposits$444.75M
Total Liabilities$480.00M
Total Equity Capital$54.93M
Net Income$2.18M
Net Loans and Leases$470.69M
Assets Per Employee ($Millions)$11.14M
Bank Premises and Fixed Assets$11.86M
Cash and Balances due from Depository Institutions$32.40M
Deposits Held in Domestic Offices$444.75M

Key Performance Ratios

Return on Assets (ROA)1.64%
Return on Equity (ROE)16.06%
Net Interest Margin3.49%
Efficiency Ratio53.31%
Tier 1 Risk-Based Capital Ratio11.373%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.268%
Earning Assets to total Assets93.65%

Income and Expense

Total Interest Income$7.67M
Total Noninterest Income$488.00k
Total Interest Expense$3.32M
Total Noninterest Expense$2.58M
Net Interest Income$4.35M
Pre-tax Net Operating Income$2.26M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$32.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.75M
Total Liabilities and Capital$534.93M

Securities

Securities$6.01M
Available-for-sale debt securities$6.01M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Bank, National Association?
$534.93M as of the latest filing.
How much are American Bank, National Association's total deposits?
$444.75M in total deposits.
Where is American Bank, National Association located?
Le Mars, IA.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$470.69M (latest filing).
What is the total interest income (latest filing)?
$7.67M.