Liberty National Bank
Sioux City, IA
IDRSSD: 3140822
Total Assets
$601.51M
Latest filing
Total Deposits
$418.43M
Latest filing
Net Interest Margin
4.08%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Liberty National Bank
4425 Singing Hills Blvd
Sioux City, IA 51106
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/2003FDIC Certificate 364412
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Liberty National Bank (Main) | 4425 Singing Hills Blvd | Sioux City, IA |
| ELK POINT BRANCH | 112 E Main St | Elk Point, SD |
| NORTH SIOUX CITY BRANCH | 113 Military Rd | North Sioux City, SD |
| SIOUX FALLS BRANCH | 3520 S Louise Ave | Sioux Falls, SD |
| MESSENGER SERVICE BRANCH | 4425 Singing Hills Blvd | Sioux City, IA |
| ELK POINT MESSENGER SERVICE BRANCH | 112 E Main St | Elk Point, SD |
| DAKOTA DUNES BRANCH | 324 Dakota Dunes Blvd | Dakota Dunes, SD |
| SIOUX FALLS - DOWNTOWN BRANCH | 133 S Main Ave | Sioux Falls, SD |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/17/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51106 |
| State and County Number | 19193 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux City, IA-NE-SD |
Operational Info
| Number of Employees | 59 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/17/2003 |
| Primary Insurance Agency | DIF |
| Website | www.libertynational.bank |
| Data Updated | 11/14/2025 |
| CERT | 57505 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $601.51M |
| Total Deposits | $418.43M |
| Total Liabilities | $499.02M |
| Total Equity Capital | $102.49M |
| Net Income | $1.80M |
| Net Loans and Leases | $448.75M |
| Assets Per Employee ($Millions) | $10.55M |
| Bank Premises and Fixed Assets | $13.28M |
| Cash and Balances due from Depository Institutions | $7.32M |
| Deposits Held in Domestic Offices | $418.43M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 7.05% |
| Net Interest Margin | 4.08% |
| Efficiency Ratio | 57.15% |
| Tier 1 Risk-Based Capital Ratio | 11.15% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.039% |
| Earning Assets to total Assets | 84.54% |
Income and Expense
| Total Interest Income | $7.64M |
| Total Noninterest Income | $936.00k |
| Total Interest Expense | $2.48M |
| Total Noninterest Expense | $3.74M |
| Net Interest Income | $5.16M |
| Pre-tax Net Operating Income | $2.33M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $75.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $588.00k |
| All Other Liabilities | $5.00M |
| Total Liabilities and Capital | $601.51M |
Securities
| Securities | $58.93M |
| Available-for-sale debt securities | $58.93M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty National Bank?
$601.51M as of the latest filing.
How much are Liberty National Bank's total deposits?
$418.43M in total deposits.
Where is Liberty National Bank located?
Sioux City, IA.
What is the Net Interest Margin?
4.08%.
How many domestic offices does it operate?
10.
When was it established?
03/17/2003.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$448.75M (latest filing).
What is the total interest income (latest filing)?
$7.64M.