Washington Financial Bank

Washington, PA
IDRSSD: 282075
Total Assets
$1.47B
Latest filing
Total Deposits
$1.26B
Latest filing
Net Interest Margin
3.34%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

243374221WASHINGTON, PA

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Washington Financial Bank
77 S Main St
Washington, PA 15301
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 42354

Branches (9)

Page 1 of 2
NameAddressCity / State
Washington Financial Bank (Main)77 S Main StWashington, PA
EAST PIKE STREET BRANCH160 E Pike StCanonsburg, PA
WASHINGTON ROAD BRANCH3616 Washington RdMcmurray, PA
FRANKLIN MALL BRANCH1500 W Chestnut StWashington, PA
TYLERDALE BRANCH98 E Wylie AveWashington, PA
HICKORY BRANCH220 Main StHickory, PA
VALLEY BROOK RD BRANCH430 Valley Brook RdMc Murray, PA
MURTLAND AVENUE BRANCH255 Murtland AvenueWashington, PA
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1899
Community BankYes
Ownership TypeNot Mutual
ZIP15301
State and County Number42125
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePittsburgh, PA

Operational Info

Number of Employees158
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.washfin.bank
Data Updated01/30/2026
CERT29520
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.47B
Total Deposits$1.26B
Total Liabilities$1.27B
Total Equity Capital$199.83M
Net Income$-2,560,000
Net Loans and Leases$1.07B
Assets Per Employee ($Millions)$9.45M
Bank Premises and Fixed Assets$15.01M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$1.26B

Key Performance Ratios

Return on Assets (ROA)-0.68%
Return on Equity (ROE)-5.17%
Net Interest Margin3.34%
Efficiency Ratio64.53%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.558%
Earning Assets to total Assets93.68%

Income and Expense

Total Interest Income$18.05M
Total Noninterest Income$1.05M
Total Interest Expense$6.28M
Total Noninterest Expense$8.28M
Net Interest Income$11.78M
Pre-tax Net Operating Income$4.56M
Provision for Credit Losses$-10,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$11.20M
Total Liabilities and Capital$1.47B

Securities

Securities$288.08M
Available-for-sale debt securities$260.58M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$27.49M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Washington Financial Bank?
$1.47B as of the latest filing.
How much are Washington Financial Bank's total deposits?
$1.26B in total deposits.
Where is Washington Financial Bank located?
Washington, PA.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
-0.68%.
How much are total loans and leases?
$1.07B (latest filing).
What is the total interest income (latest filing)?
$18.05M.