Washington Financial Bank
Washington, PA
IDRSSD: 282075
Total Assets
$1.54B
Latest filing
Total Deposits
$1.33B
Latest filing
Net Interest Margin
3.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Washington Financial Bank
77 S Main St
Washington, PA 15301
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1899FDIC Certificate 42354
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Washington Financial Bank (Main) | 77 S Main St | Washington, PA |
| EAST PIKE STREET BRANCH | 160 E Pike St | Canonsburg, PA |
| WASHINGTON ROAD BRANCH | 3616 Washington Rd | Mcmurray, PA |
| FRANKLIN MALL BRANCH | 1500 W Chestnut St | Washington, PA |
| TYLERDALE BRANCH | 98 E Wylie Ave | Washington, PA |
| HICKORY BRANCH | 220 Main St | Hickory, PA |
| VALLEY BROOK RD BRANCH | 430 Valley Brook Rd | Mc Murray, PA |
| MURTLAND AVENUE BRANCH | 255 Murtland Avenue | Washington, PA |
Showing 7 of 9
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 15301 |
| State and County Number | 42125 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Pittsburgh, PA |
Operational Info
| Number of Employees | 158 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.washfin.bank |
| Data Updated | 11/14/2025 |
| CERT | 29520 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.54B |
| Total Deposits | $1.33B |
| Total Liabilities | $1.34B |
| Total Equity Capital | $196.32M |
| Net Income | $1.95M |
| Net Loans and Leases | $1.08B |
| Assets Per Employee ($Millions) | $9.73M |
| Bank Premises and Fixed Assets | $15.01M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $1.33B |
Key Performance Ratios
| Return on Assets (ROA) | 0.52% |
| Return on Equity (ROE) | 4.02% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 71.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.33% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.775% |
| Earning Assets to total Assets | 93.83% |
Income and Expense
| Total Interest Income | $17.26M |
| Total Noninterest Income | $1.04M |
| Total Interest Expense | $6.30M |
| Total Noninterest Expense | $8.53M |
| Net Interest Income | $10.96M |
| Pre-tax Net Operating Income | $2.23M |
| Provision for Credit Losses | $1.24M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.04M |
| Total Liabilities and Capital | $1.54B |
Securities
| Securities | $296.45M |
| Available-for-sale debt securities | $267.64M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $28.82M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington Financial Bank?
$1.54B as of the latest filing.
How much are Washington Financial Bank's total deposits?
$1.33B in total deposits.
Where is Washington Financial Bank located?
Washington, PA.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
0.52%.
How much are total loans and leases?
$1.08B (latest filing).
What is the total interest income (latest filing)?
$17.26M.