Bank of Bird-in-Hand
Bird In Hand, PA
IDRSSD: 4536084
Total Assets
$1.79B
Latest filing
Total Deposits
$1.58B
Latest filing
Net Interest Margin
3.07%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
031319320BIRD IN HAND, PA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Bird-in-Hand
309 N Ronks Rd
Bird In Hand, PA 17505
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/29/2013FDIC Certificate 535568
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank of Bird-in-Hand (Main) | 309 N Ronks Rd | Bird In Hand, PA |
| INTERCOURSE BANCH | 3540 Old Philadelphia Pike | Intercourse, PA |
| BANK OF BIRD-IN-HAND MOBILE UNIT | 309 N Ronks Rd | Bird In Hand, PA |
| PARADISE BRANCH | 3314 Lincoln Hwy E | Paradise, PA |
| GELT BUS II BANK OF BIRD-IN-HAND MOBILE UNIT BRANCH | 309 N Ronks Rd | Bird In Hand, PA |
| GELT BUS III BANK OF BIRD-IN-HAND MOBILE UNIT BRANCH | 309 North Ronks Road | Bird In Hand, PA |
| EPHRATA BRANCH | 1759 W Main St | Ephrata, PA |
| LYKENS BRANCH | 5414 Route 25, Suite 101 | Lykens, PA |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/29/2013 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17505 |
| State and County Number | 42071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Lancaster, PA |
Operational Info
| Number of Employees | 181 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/29/2013 |
| Primary Insurance Agency | DIF |
| Website | www.bihbank.com |
| Data Updated | 01/30/2026 |
| CERT | 59074 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.79B |
| Total Deposits | $1.58B |
| Total Liabilities | $1.62B |
| Total Equity Capital | $172.06M |
| Net Income | $4.21M |
| Net Loans and Leases | $1.60B |
| Assets Per Employee ($Millions) | $9.53M |
| Bank Premises and Fixed Assets | $14.57M |
| Cash and Balances due from Depository Institutions | $143.76M |
| Deposits Held in Domestic Offices | $1.58B |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 10.04% |
| Net Interest Margin | 3.07% |
| Efficiency Ratio | 58.02% |
| Tier 1 Risk-Based Capital Ratio | 10.96% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.609% |
| Earning Assets to total Assets | 96.37% |
Income and Expense
| Total Interest Income | $25.87M |
| Total Noninterest Income | $1.19M |
| Total Interest Expense | $12.92M |
| Total Noninterest Expense | $8.21M |
| Net Interest Income | $12.95M |
| Pre-tax Net Operating Income | $5.62M |
| Provision for Credit Losses | $322.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.65M |
| Total Liabilities and Capital | $1.79B |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Bird-in-Hand?
$1.79B as of the latest filing.
How much are Bank of Bird-in-Hand's total deposits?
$1.58B in total deposits.
Where is Bank of Bird-in-Hand located?
Bird In Hand, PA.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
13.
When was it established?
11/29/2013.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$1.60B (latest filing).
What is the total interest income (latest filing)?
$25.87M.