Journey Bank
Bloomsburg, PA
IDRSSD: 881012
Total Assets
$1.65B
Latest filing
Total Deposits
$1.40B
Latest filing
Net Interest Margin
4.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Journey Bank
232 East St
Bloomsburg, PA 17815
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/01/1926FDIC Certificate 447
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Journey Bank (Main) | 232 East St | Bloomsburg, PA |
| BLOOMSBURG MARKET STREET OFFICE | 1010 Market St | Bloomsburg, PA |
| CATAWISSA OFFICE | 347 Main St | Catawissa, PA |
| BUCKHORN OFFICE BRANCH | 279 Columbia Mall Dr | Bloomsburg, PA |
| BENTON OFFICE | 200 Market St | Benton, PA |
| MILLVILLE OFFICE | 125 South State Street | Millville, PA |
| LIGHTSTREET OFFICE | 1199 Lightstreet Rd | Bloomsburg, PA |
| HUGHESVILLE OFFICE | 725 Route 405 Hwy | Hughesville, PA |
Showing 7 of 22
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17815 |
| State and County Number | 42037 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Bloomsburg-Berwick, PA |
Operational Info
| Number of Employees | 242 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/11/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.journeybank.com |
| Data Updated | 11/14/2025 |
| CERT | 686 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.65B |
| Total Deposits | $1.40B |
| Total Liabilities | $1.47B |
| Total Equity Capital | $180.44M |
| Net Income | $6.76M |
| Net Loans and Leases | $1.16B |
| Assets Per Employee ($Millions) | $6.48M |
| Bank Premises and Fixed Assets | $26.91M |
| Cash and Balances due from Depository Institutions | $45.24M |
| Deposits Held in Domestic Offices | $1.40B |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 15.33% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 50.35% |
| Tier 1 Risk-Based Capital Ratio | 15.692% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.923% |
| Earning Assets to total Assets | 91.34% |
Income and Expense
| Total Interest Income | $22.58M |
| Total Noninterest Income | $2.76M |
| Total Interest Expense | $6.95M |
| Total Noninterest Expense | $9.77M |
| Net Interest Income | $15.63M |
| Pre-tax Net Operating Income | $8.14M |
| Provision for Credit Losses | $479.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $70.00k |
| Other borrowed funds | $40.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $16.89M |
| All Other Liabilities | $16.62M |
| Total Liabilities and Capital | $1.65B |
Securities
| Securities | $316.33M |
| Available-for-sale debt securities | $316.33M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Journey Bank?
$1.65B as of the latest filing.
How much are Journey Bank's total deposits?
$1.40B in total deposits.
Where is Journey Bank located?
Bloomsburg, PA.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
23.
When was it established?
02/01/1926.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$1.16B (latest filing).
What is the total interest income (latest filing)?
$22.58M.