Journey Bank

Bloomsburg, PA
IDRSSD: 881012
Total Assets
$1.67B
Latest filing
Total Deposits
$1.41B
Latest filing
Net Interest Margin
4.28%
Profitability

Key People

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Locations

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Main Office
Journey Bank
232 East St
Bloomsburg, PA 17815
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/01/1926FDIC Certificate 447

Branches (22)

Page 1 of 4
NameAddressCity / State
Journey Bank (Main)232 East StBloomsburg, PA
BLOOMSBURG MARKET STREET OFFICE1010 Market StBloomsburg, PA
CATAWISSA OFFICE347 Main StCatawissa, PA
BUCKHORN OFFICE BRANCH279 Columbia Mall DrBloomsburg, PA
BENTON OFFICE200 Market StBenton, PA
MILLVILLE OFFICE125 South State StreetMillville, PA
LIGHTSTREET OFFICE1199 Lightstreet RdBloomsburg, PA
HUGHESVILLE OFFICE725 Route 405 HwyHughesville, PA
Showing 7 of 22

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/01/1926
Community BankYes
Ownership TypeNot Mutual
ZIP17815
State and County Number42037
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBloomsburg-Berwick, PA

Operational Info

Number of Employees255
Domestic Offices23
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/11/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.journeybank.com
Data Updated01/30/2026
CERT686
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.67B
Total Deposits$1.41B
Total Liabilities$1.48B
Total Equity Capital$188.44M
Net Income$7.38M
Net Loans and Leases$1.17B
Assets Per Employee ($Millions)$6.6M
Bank Premises and Fixed Assets$26.66M
Cash and Balances due from Depository Institutions$48.44M
Deposits Held in Domestic Offices$1.41B

Key Performance Ratios

Return on Assets (ROA)1.78%
Return on Equity (ROE)16.01%
Net Interest Margin4.28%
Efficiency Ratio50.26%
Tier 1 Risk-Based Capital Ratio15.933%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.282%
Earning Assets to total Assets91.6%

Income and Expense

Total Interest Income$22.89M
Total Noninterest Income$2.73M
Total Interest Expense$6.64M
Total Noninterest Expense$10.03M
Net Interest Income$16.25M
Pre-tax Net Operating Income$8.95M
Provision for Credit Losses$-4,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$320.00k
Other borrowed funds$40.58M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$12.46M
All Other Liabilities$15.33M
Total Liabilities and Capital$1.67B

Securities

Securities$325.77M
Available-for-sale debt securities$325.77M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Journey Bank?
$1.67B as of the latest filing.
How much are Journey Bank's total deposits?
$1.41B in total deposits.
Where is Journey Bank located?
Bloomsburg, PA.
What is the Net Interest Margin?
4.28%.
How many domestic offices does it operate?
23.
When was it established?
02/01/1926.
What is the Return on Assets (ROA)?
1.78%.
How much are total loans and leases?
$1.17B (latest filing).
What is the total interest income (latest filing)?
$22.89M.