Community Bank

Carmichaels, PA
IDRSSD: 371924
Total Assets
$1.54B
Latest filing
Total Deposits
$1.34B
Latest filing
Net Interest Margin
3.70%
Profitability

Locations

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Main Office
Community Bank
100 N Market St
Carmichaels, PA 15320
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1901FDIC Certificate 5046

Branches (13)

Page 1 of 2
NameAddressCity / State
Community Bank (Main)100 N Market StCarmichaels, PA
WOODSDALE OFFICE BRANCH875 National RdWheeling, WV
WAYNESBURG OFFICE BRANCH30 W Greene StWaynesburg, PA
GREENE PLAZA OFFICE BRANCH100 Miller LaneFranklin Township, PA
MCMURRAY OFFICE BRANCH4139 Washington RdMcmurray, PA
WASHINGTON BRANCH90 W Chestnut StWashington, PA
CLAYSVILLE OFFICE BRANCH200 Main StClaysville, PA
ROSTRAVER OFFICE BRANCH1670 Broad AveBelle Vernon, PA
Showing 7 of 13

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1901
Community BankYes
Ownership TypeNot Mutual
ZIP15320
State and County Number42059
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees164
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/29/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.cb.bank
Data Updated11/14/2025
CERT7848
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.54B
Total Deposits$1.34B
Total Liabilities$1.39B
Total Equity Capital$157.29M
Net Income$-5,560,000
Net Loans and Leases$1.13B
Assets Per Employee ($Millions)$9.19M
Bank Premises and Fixed Assets$22.44M
Cash and Balances due from Depository Institutions$55.89M
Deposits Held in Domestic Offices$1.34B

Key Performance Ratios

Return on Assets (ROA)-1.45%
Return on Equity (ROE)-14.36%
Net Interest Margin3.7%
Efficiency Ratio63.95%
Tier 1 Risk-Based Capital Ratio14.189%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.184%
Earning Assets to total Assets93.79%

Income and Expense

Total Interest Income$19.34M
Total Noninterest Income$1.04M
Total Interest Expense$6.09M
Total Noninterest Expense$9.14M
Net Interest Income$13.26M
Pre-tax Net Operating Income$4.89M
Provision for Credit Losses$259.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$158.00k
Other borrowed funds$20.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$23.76M
Total Liabilities and Capital$1.54B

Securities

Securities$272.56M
Available-for-sale debt securities$271.66M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank?
$1.54B as of the latest filing.
How much are Community Bank's total deposits?
$1.34B in total deposits.
Where is Community Bank located?
Carmichaels, PA.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
14.
When was it established?
07/01/1901.
What is the Return on Assets (ROA)?
-1.45%.
How much are total loans and leases?
$1.13B (latest filing).
What is the total interest income (latest filing)?
$19.34M.