Embassy Bank for the Lehigh Valley
Bethlehem, PA
IDRSSD: 3068579
Total Assets
$1.80B
Latest filing
Total Deposits
$1.64B
Latest filing
Net Interest Margin
2.67%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Embassy Bank for the Lehigh Valley
100 Gateway Dr
Bethlehem, PA 18017
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/06/2001FDIC Certificate 359764
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Embassy Bank for the Lehigh Valley (Main) | 100 Gateway Dr | Bethlehem, PA |
| TILGHMAN BRANCH | 4148 W Tilghman St | Allentown, PA |
| WEST BROAD STREET BRANCH | 925 W Broad St | Bethlehem, PA |
| TREXLERTOWN MARKETPLACE BRANCH | 6379 Hamilton Blvd | Allentown, PA |
| CEDAR CREST BLVD. BRANCH | 1142 S Cedar Crest Blvd | Allentown, PA |
| SAUCON VALLEY BRANCH | 3495 Route 378 | Bethlehem, PA |
| LOWER NAZARETH TOWNSHIP | 3751 Easton Nazareth Hwy | Easton, PA |
| NAZARETH BRANCH | 10 N Main St | Nazareth, PA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/06/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18017 |
| State and County Number | 42095 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Allentown-Bethlehem-Easton, PA-NJ |
Operational Info
| Number of Employees | 113 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/06/2001 |
| Primary Insurance Agency | DIF |
| Website | www.embassybank.com |
| Data Updated | 01/30/2026 |
| CERT | 57228 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.80B |
| Total Deposits | $1.64B |
| Total Liabilities | $1.67B |
| Total Equity Capital | $127.35M |
| Net Income | $3.77M |
| Net Loans and Leases | $1.28B |
| Assets Per Employee ($Millions) | $15.8M |
| Bank Premises and Fixed Assets | $7.10M |
| Cash and Balances due from Depository Institutions | $112.32M |
| Deposits Held in Domestic Offices | $1.64B |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 12.09% |
| Net Interest Margin | 2.67% |
| Efficiency Ratio | 60.37% |
| Tier 1 Risk-Based Capital Ratio | 14.382% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.071% |
| Earning Assets to total Assets | 94.95% |
Income and Expense
| Total Interest Income | $18.54M |
| Total Noninterest Income | $807.00k |
| Total Interest Expense | $7.22M |
| Total Noninterest Expense | $7.33M |
| Net Interest Income | $11.33M |
| Pre-tax Net Operating Income | $4.60M |
| Provision for Credit Losses | $213.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.00M |
| Federal Funds Purchased and Repurchased Agreement | $9.88M |
| All Other Liabilities | $22.75M |
| Total Liabilities and Capital | $1.80B |
Securities
| Securities | $341.93M |
| Available-for-sale debt securities | $341.93M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Embassy Bank for the Lehigh Valley?
$1.80B as of the latest filing.
How much are Embassy Bank for the Lehigh Valley's total deposits?
$1.64B in total deposits.
Where is Embassy Bank for the Lehigh Valley located?
Bethlehem, PA.
What is the Net Interest Margin?
2.67%.
How many domestic offices does it operate?
10.
When was it established?
11/06/2001.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$1.28B (latest filing).
What is the total interest income (latest filing)?
$18.54M.