QNB Bank

Quakertown, PA
IDRSSD: 852713
Total Assets
$1.88B
Latest filing
Total Deposits
$1.68B
Latest filing
Net Interest Margin
3.05%
Profitability

Locations

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Main Office
QNB Bank
15 N 3rd St
Quakertown, PA 18951
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/21/1877FDIC Certificate 4983

Branches (14)

Page 1 of 2
NameAddressCity / State
QNB Bank (Main)15 N 3rd StQuakertown, PA
PERKASIE BRANCH607 W Chestnut StPerkasie, PA
COUNTRY SQUARE BRANCH240 S West End BlvdQuakertown, PA
DUBLIN VILLAGE BRANCH161 N Main StDublin, PA
CUSTOMER SERVICE CENTER320 W Broad StQuakertown, PA
COOPERSBURG BRANCH51 S 3rd StCoopersburg, PA
PENNSBURG BRANCH410 Pottstown AvePennsburg, PA
QNB-ONLINE INTERNET BANKING BRANCHWww.Qnbbank.ComQuakertown, PA
Showing 7 of 14

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/21/1877
Community BankYes
Ownership TypeNot Mutual
ZIP18951
State and County Number42017
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD

Operational Info

Number of Employees197
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.qnbbank.com
Data Updated11/14/2025
CERT7714
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.88B
Total Deposits$1.68B
Total Liabilities$1.75B
Total Equity Capital$137.55M
Net Income$4.84M
Net Loans and Leases$1.24B
Assets Per Employee ($Millions)$9.41M
Bank Premises and Fixed Assets$16.71M
Cash and Balances due from Depository Institutions$63.75M
Deposits Held in Domestic Offices$1.68B

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)14.49%
Net Interest Margin3.05%
Efficiency Ratio60.59%
Tier 1 Risk-Based Capital Ratio13.311%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.306%
Earning Assets to total Assets96.11%

Income and Expense

Total Interest Income$23.30M
Total Noninterest Income$1.92M
Total Interest Expense$9.58M
Total Noninterest Expense$9.47M
Net Interest Income$13.72M
Pre-tax Net Operating Income$6.07M
Provision for Credit Losses$93.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$30.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$18.70M
All Other Liabilities$14.04M
Total Liabilities and Capital$1.88B

Securities

Securities$520.95M
Available-for-sale debt securities$520.95M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of QNB Bank?
$1.88B as of the latest filing.
How much are QNB Bank's total deposits?
$1.68B in total deposits.
Where is QNB Bank located?
Quakertown, PA.
What is the Net Interest Margin?
3.05%.
How many domestic offices does it operate?
15.
When was it established?
07/21/1877.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$1.24B (latest filing).
What is the total interest income (latest filing)?
$23.30M.