American Bank
Allentown, PA
IDRSSD: 2580243
Total Assets
$1.08B
Latest filing
Total Deposits
$896.78M
Latest filing
Net Interest Margin
3.12%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American Bank
4029 W Tilghman St
Allentown, PA 18104
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/02/1997FDIC Certificate 57185
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| American Bank (Main) | 4029 W Tilghman St | Allentown, PA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/02/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18104 |
| State and County Number | 42077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Allentown-Bethlehem-Easton, PA-NJ |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/26/2023 |
| Date of Deposit Insurance | 06/02/1997 |
| Primary Insurance Agency | DIF |
| Website | www.ambk.com |
| Data Updated | 01/30/2026 |
| CERT | 34422 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.08B |
| Total Deposits | $896.78M |
| Total Liabilities | $967.03M |
| Total Equity Capital | $110.01M |
| Net Income | $3.89M |
| Net Loans and Leases | $839.53M |
| Assets Per Employee ($Millions) | $16.32M |
| Bank Premises and Fixed Assets | $12.98M |
| Cash and Balances due from Depository Institutions | $44.41M |
| Deposits Held in Domestic Offices | $896.78M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 14% |
| Net Interest Margin | 3.12% |
| Efficiency Ratio | 45.83% |
| Tier 1 Risk-Based Capital Ratio | 12.287% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.214% |
| Earning Assets to total Assets | 94.76% |
Income and Expense
| Total Interest Income | $14.52M |
| Total Noninterest Income | $1.26M |
| Total Interest Expense | $6.74M |
| Total Noninterest Expense | $4.14M |
| Net Interest Income | $7.78M |
| Pre-tax Net Operating Income | $4.87M |
| Provision for Credit Losses | $32.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $695.00k |
| Other borrowed funds | $55.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.88M |
| Total Liabilities and Capital | $1.08B |
Securities
| Securities | $135.42M |
| Available-for-sale debt securities | $135.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $3.75M |
| Trading Liabilities | $3.75M |
Frequently Asked Questions
What are the total assets of American Bank?
$1.08B as of the latest filing.
How much are American Bank's total deposits?
$896.78M in total deposits.
Where is American Bank located?
Allentown, PA.
What is the Net Interest Margin?
3.12%.
How many domestic offices does it operate?
1.
When was it established?
06/02/1997.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$839.53M (latest filing).
What is the total interest income (latest filing)?
$14.52M.