First National Bank and Trust Company of Newtown
Newtown, PA
IDRSSD: 1007417
Total Assets
$1.14B
Latest filing
Total Deposits
$956.77M
Latest filing
Net Interest Margin
3.31%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank and Trust Company of Newtown
40 S State St
Newtown, PA 18940
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/25/1864FDIC Certificate 4960
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First National Bank and Trust Company of Newtown (Main) | 40 S State St | Newtown, PA |
| WRIGHTSTOWN BRANCH | 2607 Windy Bush Rd | Newtown, PA |
| NEWTOWN TOWNSHIP BRANCH | 773 Newtown Yardley Rd | Newtown, PA |
| WASHINGTON CROSSING BRANCH | 1121 General Washington Mem Blvd | Washington Crossing, PA |
| LANGHORNE BRANCH | 201 S Bellevue Ave | Langhorne, PA |
| RICHBORO BRANCH | 832 2nd Street Pike | Richboro, PA |
| PARK TERRACE BRANCH | 275 S Main St | Doylestown, PA |
| PENNSWOOD VILLAGE BRANCH | 2 Pennswood Dr | Newtown, PA |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/25/1864 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18940 |
| State and County Number | 42017 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 124 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.FNBN.COM |
| Data Updated | 01/30/2026 |
| CERT | 7658 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $956.77M |
| Total Liabilities | $1.04B |
| Total Equity Capital | $105.03M |
| Net Income | $3.33M |
| Net Loans and Leases | $501.25M |
| Assets Per Employee ($Millions) | $9.29M |
| Bank Premises and Fixed Assets | $14.08M |
| Cash and Balances due from Depository Institutions | $20.14M |
| Deposits Held in Domestic Offices | $956.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.17% |
| Return on Equity (ROE) | 13.41% |
| Net Interest Margin | 3.31% |
| Efficiency Ratio | 58.67% |
| Tier 1 Risk-Based Capital Ratio | 26.815% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.194% |
| Earning Assets to total Assets | 93.15% |
Income and Expense
| Total Interest Income | $9.67M |
| Total Noninterest Income | $1.99M |
| Total Interest Expense | $857.00k |
| Total Noninterest Expense | $6.34M |
| Net Interest Income | $8.81M |
| Pre-tax Net Operating Income | $4.01M |
| Provision for Credit Losses | $456.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $34.31M |
| All Other Liabilities | $6.21M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $549.73M |
| Available-for-sale debt securities | $549.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank and Trust Company of Newtown?
$1.14B as of the latest filing.
How much are First National Bank and Trust Company of Newtown's total deposits?
$956.77M in total deposits.
Where is First National Bank and Trust Company of Newtown located?
Newtown, PA.
What is the Net Interest Margin?
3.31%.
How many domestic offices does it operate?
14.
When was it established?
02/25/1864.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$501.25M (latest filing).
What is the total interest income (latest filing)?
$9.67M.