Washington Business Bank
Olympia, WA
IDRSSD: 3102893
Total Assets
$93.17M
Latest filing
Total Deposits
$67.72M
Latest filing
Net Interest Margin
4.78%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/18/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 98501 |
| State and County Number | 53067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Olympia-Lacey-Tumwater, WA |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/31/2025 |
| Date of Deposit Insurance | 03/18/2002 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 57167 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $93.17M |
| Total Deposits | $67.72M |
| Total Liabilities | $76.04M |
| Total Equity Capital | $17.13M |
| Net Income | $485.00k |
| Net Loans and Leases | $80.68M |
| Assets Per Employee ($Millions) | $7.76M |
| Bank Premises and Fixed Assets | $1.57M |
| Cash and Balances due from Depository Institutions | $10.06M |
| Deposits Held in Domestic Offices | $67.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.99% |
| Return on Equity (ROE) | 11.49% |
| Net Interest Margin | 4.78% |
| Efficiency Ratio | 58.04% |
| Tier 1 Risk-Based Capital Ratio | 22.893% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.53% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.387% |
| Earning Assets to total Assets | 96.09% |
Income and Expense
| Total Interest Income | $1.57M |
| Total Noninterest Income | $28.00k |
| Total Interest Expense | $450.00k |
| Total Noninterest Expense | $668.00k |
| Net Interest Income | $1.12M |
| Pre-tax Net Operating Income | $613.00k |
| Provision for Credit Losses | $-130,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $321.00k |
| Total Liabilities and Capital | $93.17M |
Securities
| Securities | $13.00k |
| Available-for-sale debt securities | $13.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington Business Bank?
$93.17M as of the latest filing.
How much are Washington Business Bank's total deposits?
$67.72M in total deposits.
Where is Washington Business Bank located?
Olympia, WA.
What is the Net Interest Margin?
4.78%.
How many domestic offices does it operate?
2.
When was it established?
03/18/2002.
What is the Return on Assets (ROA)?
1.99%.
How much are total loans and leases?
$80.68M (latest filing).
What is the total interest income (latest filing)?
$1.57M.