Vista National Bank & Trust
Harveyville, KS
IDRSSD: 931458
Total Assets
$51.09M
Latest filing
Total Deposits
$41.79M
Latest filing
Net Interest Margin
3.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Vista National Bank & Trust
197 Main St
Harveyville, KS 66431
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/20/1920FDIC Certificate 3113
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Vista National Bank & Trust (Main) | 197 Main St | Harveyville, KS | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/20/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66431 |
| State and County Number | 20197 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Topeka, KS |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/24/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.myvista.bank |
| Data Updated | 11/14/2025 |
| CERT | 4683 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $51.09M |
| Total Deposits | $41.79M |
| Total Liabilities | $42.19M |
| Total Equity Capital | $8.90M |
| Net Income | $-46,000 |
| Net Loans and Leases | $28.86M |
| Assets Per Employee ($Millions) | $5.11M |
| Bank Premises and Fixed Assets | $164.00k |
| Cash and Balances due from Depository Institutions | $2.08M |
| Deposits Held in Domestic Offices | $41.79M |
Key Performance Ratios
| Return on Assets (ROA) | -0.42% |
| Return on Equity (ROE) | -2.06% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 113.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.415% |
| Earning Assets to total Assets | 97.42% |
Income and Expense
| Total Interest Income | $745.00k |
| Total Noninterest Income | $16.00k |
| Total Interest Expense | $321.00k |
| Total Noninterest Expense | $500.00k |
| Net Interest Income | $424.00k |
| Pre-tax Net Operating Income | $-60,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $241.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.73M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $157.00k |
| Total Liabilities and Capital | $51.09M |
Securities
| Securities | $1.43M |
| Available-for-sale debt securities | $1.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Vista National Bank & Trust?
$51.09M as of the latest filing.
How much are Vista National Bank & Trust's total deposits?
$41.79M in total deposits.
Where is Vista National Bank & Trust located?
Harveyville, KS.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
1.
When was it established?
09/20/1920.
What is the Return on Assets (ROA)?
-0.42%.
How much are total loans and leases?
$28.86M (latest filing).
What is the total interest income (latest filing)?
$745.00k.