NINNESCAH VALLEY BANK
Cunningham, KS
IDRSSD: 789051
Total Assets
$40.51M
Latest filing
Total Deposits
$36.49M
Latest filing
Net Interest Margin
4.03%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101114277CUNNINGHAM, KS
Key People
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Locations
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Main Office
NINNESCAH VALLEY BANK
101 E 1st St
Cunningham, KS 67035
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/23/1925FDIC Certificate 3090
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| NINNESCAH VALLEY BANK (Main) | 101 E 1st St | Cunningham, KS | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/23/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67035 |
| State and County Number | 20095 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.nvalleybank.com |
| Data Updated | 01/30/2026 |
| CERT | 4652 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $40.51M |
| Total Deposits | $36.49M |
| Total Liabilities | $36.77M |
| Total Equity Capital | $3.75M |
| Net Income | $104.00k |
| Net Loans and Leases | $16.38M |
| Assets Per Employee ($Millions) | $6.75M |
| Bank Premises and Fixed Assets | $103.00k |
| Cash and Balances due from Depository Institutions | $903.00k |
| Deposits Held in Domestic Offices | $36.49M |
Key Performance Ratios
| Return on Assets (ROA) | 1% |
| Return on Equity (ROE) | 11.27% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 73.67% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.249% |
| Earning Assets to total Assets | 97.12% |
Income and Expense
| Total Interest Income | $498.00k |
| Total Noninterest Income | $12.00k |
| Total Interest Expense | $96.00k |
| Total Noninterest Expense | $305.00k |
| Net Interest Income | $402.00k |
| Pre-tax Net Operating Income | $109.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $32.00k |
| Federal Funds Purchased and Repurchased Agreement | $165.00k |
| All Other Liabilities | $111.00k |
| Total Liabilities and Capital | $40.51M |
Securities
| Securities | $22.34M |
| Available-for-sale debt securities | $22.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of NINNESCAH VALLEY BANK?
$40.51M as of the latest filing.
How much are NINNESCAH VALLEY BANK's total deposits?
$36.49M in total deposits.
Where is NINNESCAH VALLEY BANK located?
Cunningham, KS.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
1.
When was it established?
07/23/1925.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$16.38M (latest filing).
What is the total interest income (latest filing)?
$498.00k.