Visbanking Logo

Farmers State Bank

Phillipsburg, KS
IDRSSD: 603559
Total Assets
$42.02M
Latest filing
Total Deposits
$33.68M
Latest filing
Net Interest Margin
3.80%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Farmers National Bank
Phillipsburg, Kansas
→
Assets: $160.80MΔ +304.1%
First National Bank and Trust
Phillipsburg, Kansas
→
Assets: $301.66MΔ +658.2%
Union State Bank
Olsburg, Kansas
→
Assets: $39.64MΔ -0.4%
NINNESCAH VALLEY BANK
Cunningham, Kansas
→
Assets: $42.23MΔ +6.1%
Vista National Bank & Trust
Harveyville, Kansas
→
Assets: $37.11MΔ -6.7%
Cottonwood Valley Bank
Cedar Point, Kansas
→
Assets: $36.63MΔ -7.9%

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1909
Community BankYes
Ownership TypeNot Mutual
ZIP67661
State and County Number20147
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees5
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/08/1934
Primary Insurance AgencyDIF
Websitehttp://WWW.FSBPHILLIPSBURG.COM
Data Updated11/14/2025
CERT14344
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$42.02M
Total Deposits$33.68M
Total Liabilities$38.08M
Total Equity Capital$3.94M
Net Income$112.00k
Net Loans and Leases$23.13M
Assets Per Employee ($Millions)$8.4M
Bank Premises and Fixed Assets$226.00k
Cash and Balances due from Depository Institutions$1.15M
Deposits Held in Domestic Offices$33.68M

Key Performance Ratios

Return on Assets (ROA)1.1%
Return on Equity (ROE)12.04%
Net Interest Margin3.8%
Efficiency Ratio70.48%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.37%
Earning Assets to total Assets91.95%

Income and Expense

Total Interest Income$533.00k
Total Noninterest Income$34.00k
Total Interest Expense$174.00k
Total Noninterest Expense$277.00k
Net Interest Income$359.00k
Pre-tax Net Operating Income$118.00k
Provision for Credit Losses$-2,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$4.26M
Federal Funds Sold & Reverse Repurchase Agreement$1.10M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$140.00k
Total Liabilities and Capital$42.02M

Securities

Securities$14.34M
Available-for-sale debt securities$14.34M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers State Bank?
$42.02M as of the latest filing.
How much are Farmers State Bank's total deposits?
$33.68M in total deposits.
Where is Farmers State Bank located?
Phillipsburg, KS.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$23.13M (latest filing).
What is the total interest income (latest filing)?
$533.00k.