Farmers State Bank
Phillipsburg, KS
IDRSSD: 603559
Total Assets
$40.99M
Latest filing
Total Deposits
$33.33M
Latest filing
Net Interest Margin
3.48%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
101107802CIRCLEVILLE, KS101110543PHILLIPSBURG, KS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank
110 W State St
Phillipsburg, KS 67661
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1909FDIC Certificate 8962
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Farmers State Bank (Main) | 110 W State St | Phillipsburg, KS | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67661 |
| State and County Number | 20147 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/08/1934 |
| Primary Insurance Agency | DIF |
| Website | http://WWW.FSBPHILLIPSBURG.COM |
| Data Updated | 01/30/2026 |
| CERT | 14344 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $40.99M |
| Total Deposits | $33.33M |
| Total Liabilities | $36.88M |
| Total Equity Capital | $4.12M |
| Net Income | $86.00k |
| Net Loans and Leases | $21.61M |
| Assets Per Employee ($Millions) | $8.2M |
| Bank Premises and Fixed Assets | $230.00k |
| Cash and Balances due from Depository Institutions | $204.00k |
| Deposits Held in Domestic Offices | $33.33M |
Key Performance Ratios
| Return on Assets (ROA) | 0.83% |
| Return on Equity (ROE) | 8.54% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 74.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.039% |
| Earning Assets to total Assets | 94.22% |
Income and Expense
| Total Interest Income | $530.00k |
| Total Noninterest Income | $30.00k |
| Total Interest Expense | $194.00k |
| Total Noninterest Expense | $274.00k |
| Net Interest Income | $336.00k |
| Pre-tax Net Operating Income | $90.00k |
| Provision for Credit Losses | $2.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.70M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $145.00k |
| Total Liabilities and Capital | $40.99M |
Securities
| Securities | $15.29M |
| Available-for-sale debt securities | $15.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$40.99M as of the latest filing.
How much are Farmers State Bank's total deposits?
$33.33M in total deposits.
Where is Farmers State Bank located?
Phillipsburg, KS.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$21.61M (latest filing).
What is the total interest income (latest filing)?
$530.00k.