Swedish-American State Bank

Courtland, KS
IDRSSD: 973252
Total Assets
$54.37M
Latest filing
Total Deposits
$39.87M
Latest filing
Net Interest Margin
4.25%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/13/1913
Community BankYes
Ownership TypeNot Mutual
ZIP66939
State and County Number20157
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees8
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.mysasb.com
Data Updated11/14/2025
CERT12865
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$54.37M
Total Deposits$39.87M
Total Liabilities$47.82M
Total Equity Capital$6.55M
Net Income$183.00k
Net Loans and Leases$36.35M
Assets Per Employee ($Millions)$6.8M
Bank Premises and Fixed Assets$263.00k
Cash and Balances due from Depository Institutions$497.00k
Deposits Held in Domestic Offices$39.87M

Key Performance Ratios

Return on Assets (ROA)1.36%
Return on Equity (ROE)11.5%
Net Interest Margin4.25%
Efficiency Ratio60.07%
Tier 1 Risk-Based Capital Ratio18.302%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.3%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.051%
Earning Assets to total Assets96.15%

Income and Expense

Total Interest Income$805.00k
Total Noninterest Income$42.00k
Total Interest Expense$256.00k
Total Noninterest Expense$355.00k
Net Interest Income$549.00k
Pre-tax Net Operating Income$196.00k
Provision for Credit Losses$40.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$7.80M
Federal Funds Sold & Reverse Repurchase Agreement$31.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$144.00k
Total Liabilities and Capital$54.37M

Securities

Securities$15.84M
Available-for-sale debt securities$15.83M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Swedish-American State Bank?
$54.37M as of the latest filing.
How much are Swedish-American State Bank's total deposits?
$39.87M in total deposits.
Where is Swedish-American State Bank located?
Courtland, KS.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
1.
When was it established?
03/13/1913.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$36.35M (latest filing).
What is the total interest income (latest filing)?
$805.00k.