The State Exchange Bank

Mankato, KS
IDRSSD: 571957
Total Assets
$42.53M
Latest filing
Total Deposits
$38.39M
Latest filing
Net Interest Margin
3.33%
Profitability

Locations

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Main Office
The State Exchange Bank
107 S Commercial St
Mankato, KS 66956
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/1887FDIC Certificate 11378

Branches (0)

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NameAddressCity / State
No branch data available.
The State Exchange Bank (Main)107 S Commercial StMankato, KS

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/01/1887
Community BankYes
Ownership TypeNot Mutual
ZIP66956
State and County Number20089
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees6
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance12/16/1954
Primary Insurance AgencyDIF
Websitewww.stateexchange.net
Data Updated11/14/2025
CERT17375
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$42.53M
Total Deposits$38.39M
Total Liabilities$38.64M
Total Equity Capital$3.89M
Net Income$126.00k
Net Loans and Leases$16.62M
Assets Per Employee ($Millions)$7.09M
Bank Premises and Fixed Assets$162.00k
Cash and Balances due from Depository Institutions$178.00k
Deposits Held in Domestic Offices$38.39M

Key Performance Ratios

Return on Assets (ROA)1.17%
Return on Equity (ROE)14.12%
Net Interest Margin3.33%
Efficiency Ratio63.71%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.154%
Earning Assets to total Assets97.2%

Income and Expense

Total Interest Income$485.00k
Total Noninterest Income$16.00k
Total Interest Expense$140.00k
Total Noninterest Expense$230.00k
Net Interest Income$345.00k
Pre-tax Net Operating Income$131.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.89M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$249.00k
Total Liabilities and Capital$42.53M

Securities

Securities$22.81M
Available-for-sale debt securities$22.81M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The State Exchange Bank?
$42.53M as of the latest filing.
How much are The State Exchange Bank's total deposits?
$38.39M in total deposits.
Where is The State Exchange Bank located?
Mankato, KS.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
1.
When was it established?
11/01/1887.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$16.62M (latest filing).
What is the total interest income (latest filing)?
$485.00k.