The First State Bank of Ransom

Ransom, KS
IDRSSD: 471057
Total Assets
$47.99M
Latest filing
Total Deposits
$39.02M
Latest filing
Net Interest Margin
2.66%
Profitability

Key People

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Locations

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Main Office
The First State Bank of Ransom
306 S Vermont Ave
Ransom, KS 67572
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 9775

Branches (1)

Page 1 of 1
NameAddressCity / State
The First State Bank of Ransom (Main)306 S Vermont AveRansom, KS
UTICA BRANCH132 S Ohio AveUtica, KS
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1900
Community BankYes
Ownership TypeNot Mutual
ZIP67572
State and County Number20135
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees6
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/04/1937
Primary Insurance AgencyDIF
Websitefsbransom.com
Data Updated01/30/2026
CERT15469
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$47.99M
Total Deposits$39.02M
Total Liabilities$39.32M
Total Equity Capital$8.67M
Net Income$56.00k
Net Loans and Leases$20.22M
Assets Per Employee ($Millions)$8M
Bank Premises and Fixed Assets$53.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$39.02M

Key Performance Ratios

Return on Assets (ROA)0.46%
Return on Equity (ROE)2.59%
Net Interest Margin2.66%
Efficiency Ratio86.94%
Tier 1 Risk-Based Capital Ratio34.797%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets18.067%
Earning Assets to total Assets92.89%

Income and Expense

Total Interest Income$481.00k
Total Noninterest Income$37.00k
Total Interest Expense$181.00k
Total Noninterest Expense$293.00k
Net Interest Income$300.00k
Pre-tax Net Operating Income$44.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$2.06M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$302.00k
Total Liabilities and Capital$47.99M

Securities

Securities$22.30M
Available-for-sale debt securities$22.30M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First State Bank of Ransom?
$47.99M as of the latest filing.
How much are The First State Bank of Ransom's total deposits?
$39.02M in total deposits.
Where is The First State Bank of Ransom located?
Ransom, KS.
What is the Net Interest Margin?
2.66%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
0.46%.
How much are total loans and leases?
$20.22M (latest filing).
What is the total interest income (latest filing)?
$481.00k.