Visbanking Logo

Ford County State Bank

Spearville, KS
IDRSSD: 540850
Total Assets
$60.72M
Latest filing
Total Deposits
$48.28M
Latest filing
Net Interest Margin
2.91%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

The First National Bank of Spearville
Spearville, Kansas
→
Assets: $55.15MΔ -9.9%
Farmers and Merchants Bank of Mound City, Kansas
Mound City, Kansas
→
Assets: $61.45MΔ +0.4%
First National Bank in Frankfort
Frankfort, Kansas
→
Assets: $59.06MΔ -3.5%
The Farmers State Bank of Bucklin, Kansas
Bucklin, Kansas
→
Assets: $58.97MΔ -3.6%
Bank of Holyrood
Holyrood, Kansas
→
Assets: $65.26MΔ +6.6%
CBW Bank
Weir, Kansas
→
Assets: $65.80MΔ +7.5%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP67876
State and County Number20057
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDodge City, KS

Operational Info

Number of Employees7
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://fordcountystatebank.com
Data Updated11/14/2025
CERT12139
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$60.72M
Total Deposits$48.28M
Total Liabilities$55.68M
Total Equity Capital$5.04M
Net Income$78.00k
Net Loans and Leases$30.21M
Assets Per Employee ($Millions)$8.67M
Bank Premises and Fixed Assets$1.91M
Cash and Balances due from Depository Institutions$873.00k
Deposits Held in Domestic Offices$48.28M

Key Performance Ratios

Return on Assets (ROA)0.51%
Return on Equity (ROE)6.43%
Net Interest Margin2.91%
Efficiency Ratio71.82%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.302%
Earning Assets to total Assets93.39%

Income and Expense

Total Interest Income$723.00k
Total Noninterest Income$20.00k
Total Interest Expense$310.00k
Total Noninterest Expense$311.00k
Net Interest Income$413.00k
Pre-tax Net Operating Income$102.00k
Provision for Credit Losses$20.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$7.00M
Federal Funds Sold & Reverse Repurchase Agreement$700.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$393.00k
Total Liabilities and Capital$60.72M

Securities

Securities$25.30M
Available-for-sale debt securities$25.30M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Ford County State Bank?
$60.72M as of the latest filing.
How much are Ford County State Bank's total deposits?
$48.28M in total deposits.
Where is Ford County State Bank located?
Spearville, KS.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$30.21M (latest filing).
What is the total interest income (latest filing)?
$723.00k.