Ford County State Bank
Spearville, KS
IDRSSD: 540850
Total Assets
$60.93M
Latest filing
Total Deposits
$48.35M
Latest filing
Net Interest Margin
3.20%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101105286SPEARVILLE, KS
Key People
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Locations
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Main Office
Ford County State Bank
322 N Main St
Spearville, KS 67876
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 7713
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Ford County State Bank (Main) | 322 N Main St | Spearville, KS | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67876 |
| State and County Number | 20057 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Dodge City, KS |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://fordcountystatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 12139 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $60.93M |
| Total Deposits | $48.35M |
| Total Liabilities | $55.66M |
| Total Equity Capital | $5.27M |
| Net Income | $108.00k |
| Net Loans and Leases | $30.29M |
| Assets Per Employee ($Millions) | $10.15M |
| Bank Premises and Fixed Assets | $1.89M |
| Cash and Balances due from Depository Institutions | $1.58M |
| Deposits Held in Domestic Offices | $48.35M |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 8.38% |
| Net Interest Margin | 3.2% |
| Efficiency Ratio | 67.09% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.645% |
| Earning Assets to total Assets | 92.28% |
Income and Expense
| Total Interest Income | $736.00k |
| Total Noninterest Income | $22.00k |
| Total Interest Expense | $284.00k |
| Total Noninterest Expense | $318.00k |
| Net Interest Income | $452.00k |
| Pre-tax Net Operating Income | $136.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.27M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $310.00k |
| Total Liabilities and Capital | $60.93M |
Securities
| Securities | $24.16M |
| Available-for-sale debt securities | $24.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ford County State Bank?
$60.93M as of the latest filing.
How much are Ford County State Bank's total deposits?
$48.35M in total deposits.
Where is Ford County State Bank located?
Spearville, KS.
What is the Net Interest Margin?
3.20%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$30.29M (latest filing).
What is the total interest income (latest filing)?
$736.00k.