Visbanking Logo

Union State Bank

Olsburg, KS
IDRSSD: 866251
Total Assets
$39.88M
Latest filing
Total Deposits
$34.81M
Latest filing
Net Interest Margin
3.42%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Farmers State Bank
Phillipsburg, Kansas
→
Assets: $39.79MΔ +0.4%
Vista National Bank & Trust
Harveyville, Kansas
→
Assets: $37.11MΔ -6.4%
NINNESCAH VALLEY BANK
Cunningham, Kansas
→
Assets: $42.23MΔ +6.5%
Cottonwood Valley Bank
Cedar Point, Kansas
→
Assets: $36.63MΔ -7.6%
The State Exchange Bank
Mankato, Kansas
→
Assets: $43.64MΔ +10.1%
The State Bank of Canton, Canton, Kansas
Canton, Kansas
→
Assets: $33.81MΔ -14.7%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/01/1910
Community BankYes
Ownership TypeNot Mutual
ZIP66520
State and County Number20149
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameManhattan, KS

Operational Info

Number of Employees8
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/24/1935
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT15098
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$39.88M
Total Deposits$34.81M
Total Liabilities$34.99M
Total Equity Capital$4.89M
Net Income$134.00k
Net Loans and Leases$16.23M
Assets Per Employee ($Millions)$4.99M
Bank Premises and Fixed Assets$81.00k
Cash and Balances due from Depository Institutions$11.89M
Deposits Held in Domestic Offices$34.81M

Key Performance Ratios

Return on Assets (ROA)1.35%
Return on Equity (ROE)11.27%
Net Interest Margin3.42%
Efficiency Ratio58.1%
Tier 1 Risk-Based Capital Ratio28.601%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.258%
Earning Assets to total Assets95.29%

Income and Expense

Total Interest Income$480.00k
Total Noninterest Income$7.00k
Total Interest Expense$160.00k
Total Noninterest Expense$190.00k
Net Interest Income$320.00k
Pre-tax Net Operating Income$137.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$182.00k
Total Liabilities and Capital$39.88M

Securities

Securities$11.18M
Available-for-sale debt securities$10.38M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$791.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Union State Bank?
$39.88M as of the latest filing.
How much are Union State Bank's total deposits?
$34.81M in total deposits.
Where is Union State Bank located?
Olsburg, KS.
What is the Net Interest Margin?
3.42%.
How many domestic offices does it operate?
2.
When was it established?
11/01/1910.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$16.23M (latest filing).
What is the total interest income (latest filing)?
$480.00k.