Union State Bank
Olsburg, KS
IDRSSD: 866251
Total Assets
$41.84M
Latest filing
Total Deposits
$36.81M
Latest filing
Net Interest Margin
3.36%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101106214EVEREST, KS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Union State Bank
204 E Highway 16
Olsburg, KS 66520
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/01/1910FDIC Certificate 9475
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Union State Bank (Main) | 204 E Highway 16 | Olsburg, KS |
| UNION STATE BANK - RANDOLPH BRANCH | 201 S Front St | Randolph, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66520 |
| State and County Number | 20149 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Manhattan, KS |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/24/1935 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 15098 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $41.84M |
| Total Deposits | $36.81M |
| Total Liabilities | $36.92M |
| Total Equity Capital | $4.93M |
| Net Income | $71.00k |
| Net Loans and Leases | $19.48M |
| Assets Per Employee ($Millions) | $5.23M |
| Bank Premises and Fixed Assets | $70.00k |
| Cash and Balances due from Depository Institutions | $9.16M |
| Deposits Held in Domestic Offices | $36.81M |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 5.79% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 77.95% |
| Tier 1 Risk-Based Capital Ratio | 25.746% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.773% |
| Earning Assets to total Assets | 93.27% |
Income and Expense
| Total Interest Income | $485.00k |
| Total Noninterest Income | $7.00k |
| Total Interest Expense | $161.00k |
| Total Noninterest Expense | $258.00k |
| Net Interest Income | $324.00k |
| Pre-tax Net Operating Income | $73.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $102.00k |
| Total Liabilities and Capital | $41.84M |
Securities
| Securities | $12.74M |
| Available-for-sale debt securities | $11.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $791.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Union State Bank?
$41.84M as of the latest filing.
How much are Union State Bank's total deposits?
$36.81M in total deposits.
Where is Union State Bank located?
Olsburg, KS.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
2.
When was it established?
11/01/1910.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$19.48M (latest filing).
What is the total interest income (latest filing)?
$485.00k.