State Bank Financial
La Crosse, WI
IDRSSD: 2631172
Total Assets
$519.82M
Latest filing
Total Deposits
$406.66M
Latest filing
Net Interest Margin
3.22%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091800316LA CROSSE, WI
Key People
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Locations
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Main Office
State Bank Financial
401 Main St
La Crosse, WI 54601
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/26/1858FDIC Certificate 6654
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank Financial (Main) | 401 Main St | La Crosse, WI |
| SHELBY BRANCH | 4020 Mormon Coulee Rd | La Crosse, WI |
| ONALASKA BRANCH | 1836 E Main St | Onalaska, WI |
| MARSHFIELD BRANCH | 124 N Central Ave | Marshfield, WI |
| SPARTA BRANCH | 203 W Wisconsin St | Sparta, WI |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/26/1858 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54601 |
| State and County Number | 55063 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | La Crosse-Onalaska, WI-MN |
Operational Info
| Number of Employees | 62 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statebankfinancial.bank |
| Data Updated | 01/30/2026 |
| CERT | 10383 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $519.82M |
| Total Deposits | $406.66M |
| Total Liabilities | $473.01M |
| Total Equity Capital | $46.81M |
| Net Income | $2.04M |
| Net Loans and Leases | $325.89M |
| Assets Per Employee ($Millions) | $8.38M |
| Bank Premises and Fixed Assets | $4.23M |
| Cash and Balances due from Depository Institutions | $40.32M |
| Deposits Held in Domestic Offices | $406.66M |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 17.68% |
| Net Interest Margin | 3.22% |
| Efficiency Ratio | 60.08% |
| Tier 1 Risk-Based Capital Ratio | 13.801% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.004% |
| Earning Assets to total Assets | 92.3% |
Income and Expense
| Total Interest Income | $6.20M |
| Total Noninterest Income | $615.00k |
| Total Interest Expense | $2.32M |
| Total Noninterest Expense | $2.70M |
| Net Interest Income | $3.88M |
| Pre-tax Net Operating Income | $1.96M |
| Provision for Credit Losses | $-165,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $15.75M |
| All Other Liabilities | $10.60M |
| Total Liabilities and Capital | $519.82M |
Securities
| Securities | $124.54M |
| Available-for-sale debt securities | $123.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank Financial?
$519.82M as of the latest filing.
How much are State Bank Financial's total deposits?
$406.66M in total deposits.
Where is State Bank Financial located?
La Crosse, WI.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
5.
When was it established?
07/26/1858.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$325.89M (latest filing).
What is the total interest income (latest filing)?
$6.20M.