Coulee Bank
La Crosse, WI
IDRSSD: 457752
Total Assets
$542.12M
Latest filing
Total Deposits
$437.43M
Latest filing
Net Interest Margin
3.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Coulee Bank
1516 Losey Blvd S
La Crosse, WI 54601
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/27/1961FDIC Certificate 12273
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Coulee Bank (Main) | 1516 Losey Blvd S | La Crosse, WI |
| ONALASKA BRANCH | 590 Theater Rd | Onalaska, WI |
| EAGLE CREST BRANCH | 351 Mason St Nw | Onalaska, WI |
| EAGLE CREST FACILITY | Mason Street | Onalaska, WI |
| ST PAUL BRANCH | 733 Grand Ave | Saint Paul, MN |
| COULEE BANK - ROCHESTER | 1110 6th St Nw | Rochester, MN |
| APPLE VALLEY LPO | 14800 Galaxie Ave Ste 105 | Apple Valley, MN |
| MINNETONKA BRANCH | 4350 Baker Rd | Minnetonka, MN |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/27/1961 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54601 |
| State and County Number | 55063 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | La Crosse-Onalaska, WI-MN |
Operational Info
| Number of Employees | 81 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/20/1961 |
| Primary Insurance Agency | DIF |
| Website | www.couleebank.net |
| Data Updated | 11/14/2025 |
| CERT | 18361 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $542.12M |
| Total Deposits | $437.43M |
| Total Liabilities | $502.75M |
| Total Equity Capital | $39.38M |
| Net Income | $369.00k |
| Net Loans and Leases | $437.24M |
| Assets Per Employee ($Millions) | $6.61M |
| Bank Premises and Fixed Assets | $5.75M |
| Cash and Balances due from Depository Institutions | $17.50M |
| Deposits Held in Domestic Offices | $437.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.27% |
| Return on Equity (ROE) | 3.86% |
| Net Interest Margin | 3.41% |
| Efficiency Ratio | 90.52% |
| Tier 1 Risk-Based Capital Ratio | 11.438% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.264% |
| Earning Assets to total Assets | 96.39% |
Income and Expense
| Total Interest Income | $7.80M |
| Total Noninterest Income | $552.00k |
| Total Interest Expense | $3.35M |
| Total Noninterest Expense | $4.53M |
| Net Interest Income | $4.45M |
| Pre-tax Net Operating Income | $369.00k |
| Provision for Credit Losses | $105.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $326.00k |
| Other borrowed funds | $59.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.63M |
| Federal Funds Purchased and Repurchased Agreement | $933.00k |
| All Other Liabilities | $5.38M |
| Total Liabilities and Capital | $542.12M |
Securities
| Securities | $69.26M |
| Available-for-sale debt securities | $69.26M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Coulee Bank?
$542.12M as of the latest filing.
How much are Coulee Bank's total deposits?
$437.43M in total deposits.
Where is Coulee Bank located?
La Crosse, WI.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
8.
When was it established?
02/27/1961.
What is the Return on Assets (ROA)?
0.27%.
How much are total loans and leases?
$437.24M (latest filing).
What is the total interest income (latest filing)?
$7.80M.