Coulee Bank

La Crosse, WI
IDRSSD: 457752
Total Assets
$543.01M
Latest filing
Total Deposits
$435.11M
Latest filing
Net Interest Margin
3.37%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

091800374LA CROSSE, WI

Key People

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Locations

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Main Office
Coulee Bank
1516 Losey Blvd S
La Crosse, WI 54601
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/27/1961FDIC Certificate 12273

Branches (7)

Page 1 of 1
NameAddressCity / State
Coulee Bank (Main)1516 Losey Blvd SLa Crosse, WI
ONALASKA BRANCH590 Theater RdOnalaska, WI
EAGLE CREST BRANCH351 Mason St NwOnalaska, WI
EAGLE CREST FACILITYMason StreetOnalaska, WI
ST PAUL BRANCH733 Grand AveSaint Paul, MN
COULEE BANK - ROCHESTER1110 6th St NwRochester, MN
APPLE VALLEY LPO14800 Galaxie Ave Ste 105Apple Valley, MN
MINNETONKA BRANCH4350 Baker RdMinnetonka, MN
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/27/1961
Community BankYes
Ownership TypeNot Mutual
ZIP54601
State and County Number55063
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameLa Crosse-Onalaska, WI-MN

Operational Info

Number of Employees82
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/20/1961
Primary Insurance AgencyDIF
Websitewww.couleebank.net
Data Updated01/30/2026
CERT18361
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$543.01M
Total Deposits$435.11M
Total Liabilities$504.70M
Total Equity Capital$38.31M
Net Income$-1,803,000
Net Loans and Leases$417.13M
Assets Per Employee ($Millions)$6.54M
Bank Premises and Fixed Assets$5.51M
Cash and Balances due from Depository Institutions$11.90M
Deposits Held in Domestic Offices$435.11M

Key Performance Ratios

Return on Assets (ROA)-1.33%
Return on Equity (ROE)-18.57%
Net Interest Margin3.37%
Efficiency Ratio87.43%
Tier 1 Risk-Based Capital Ratio10.77%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.77%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.056%
Earning Assets to total Assets96.05%

Income and Expense

Total Interest Income$7.51M
Total Noninterest Income$398.00k
Total Interest Expense$3.12M
Total Noninterest Expense$4.19M
Net Interest Income$4.39M
Pre-tax Net Operating Income$-1,803,000
Provision for Credit Losses$2.40M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$326.00k
Other borrowed funds$58.50M
Federal Funds Sold & Reverse Repurchase Agreement$3.52M
Federal Funds Purchased and Repurchased Agreement$6.31M
All Other Liabilities$4.78M
Total Liabilities and Capital$543.01M

Securities

Securities$96.69M
Available-for-sale debt securities$96.69M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Coulee Bank?
$543.01M as of the latest filing.
How much are Coulee Bank's total deposits?
$435.11M in total deposits.
Where is Coulee Bank located?
La Crosse, WI.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
8.
When was it established?
02/27/1961.
What is the Return on Assets (ROA)?
-1.33%.
How much are total loans and leases?
$417.13M (latest filing).
What is the total interest income (latest filing)?
$7.51M.