First State Bank
New London, WI
IDRSSD: 801047
Total Assets
$564.43M
Latest filing
Total Deposits
$457.20M
Latest filing
Net Interest Margin
4.00%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075907497NEW LONDON, WI
Key People
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Locations
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Main Office
First State Bank
220 W Waupaca St
New London, WI 54961
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1911FDIC Certificate 9616
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 220 W Waupaca St | New London, WI |
| MARSHFIELD BRANCH | 1700 N Central Ave | Marshfield, WI |
| WISCONSIN RAPIDS BRANCH | 1710 W Grand Ave | Wisconsin Rapids, WI |
| MANAWA BRANCH | 227 S Bridge St | Manawa, WI |
| FIRST STATE BANK-WAUPACA BRANCH | 101 County Road Qq | Waupaca, WI |
| STEVENS POINT BRANCH | 5500 Carrie Frost Dr | Stevens Point, WI |
| AUBURNDALE BRANCH | 5758 Main St | Auburndale, WI |
| CLINTONVILLE BRANCH | 60 S Main St | Clintonville, WI |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54961 |
| State and County Number | 55135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 93 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/02/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankfirststate.com |
| Data Updated | 01/30/2026 |
| CERT | 15271 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $564.43M |
| Total Deposits | $457.20M |
| Total Liabilities | $515.93M |
| Total Equity Capital | $48.50M |
| Net Income | $1.23M |
| Net Loans and Leases | $379.67M |
| Assets Per Employee ($Millions) | $6M |
| Bank Premises and Fixed Assets | $13.98M |
| Cash and Balances due from Depository Institutions | $16.41M |
| Deposits Held in Domestic Offices | $457.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 10.29% |
| Net Interest Margin | 4% |
| Efficiency Ratio | 71.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.592% |
| Earning Assets to total Assets | 91.36% |
Income and Expense
| Total Interest Income | $6.87M |
| Total Noninterest Income | $619.00k |
| Total Interest Expense | $1.89M |
| Total Noninterest Expense | $4.13M |
| Net Interest Income | $4.98M |
| Pre-tax Net Operating Income | $1.43M |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $55.88M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.72M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.85M |
| Total Liabilities and Capital | $564.43M |
Securities
| Securities | $126.30M |
| Available-for-sale debt securities | $125.01M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.29M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$564.43M as of the latest filing.
How much are First State Bank's total deposits?
$457.20M in total deposits.
Where is First State Bank located?
New London, WI.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$379.67M (latest filing).
What is the total interest income (latest filing)?
$6.87M.