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First State Bank

New London, WI
IDRSSD: 801047
Total Assets
$522.90M
Latest filing
Total Deposits
$435.94M
Latest filing
Net Interest Margin
3.69%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1911
Community BankYes
Ownership TypeNot Mutual
ZIP54961
State and County Number55135
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees90
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/02/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankfirststate.com
Data Updated11/14/2025
CERT15271
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$522.90M
Total Deposits$435.94M
Total Liabilities$475.63M
Total Equity Capital$47.27M
Net Income$992.00k
Net Loans and Leases$348.91M
Assets Per Employee ($Millions)$5.62M
Bank Premises and Fixed Assets$14.12M
Cash and Balances due from Depository Institutions$9.54M
Deposits Held in Domestic Offices$435.94M

Key Performance Ratios

Return on Assets (ROA)0.76%
Return on Equity (ROE)8.66%
Net Interest Margin3.69%
Efficiency Ratio69.39%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.04%
Earning Assets to total Assets92.01%

Income and Expense

Total Interest Income$6.22M
Total Noninterest Income$602.00k
Total Interest Expense$1.79M
Total Noninterest Expense$3.64M
Net Interest Income$4.43M
Pre-tax Net Operating Income$1.35M
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$36.13M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$829.00k
All Other Liabilities$2.73M
Total Liabilities and Capital$522.90M

Securities

Securities$128.30M
Available-for-sale debt securities$127.02M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.28M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank?
$522.90M as of the latest filing.
How much are First State Bank's total deposits?
$435.94M in total deposits.
Where is First State Bank located?
New London, WI.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$348.91M (latest filing).
What is the total interest income (latest filing)?
$6.22M.