United Orient Bank
New York, NY
IDRSSD: 70218
Total Assets
$100.64M
Latest filing
Total Deposits
$67.98M
Latest filing
Net Interest Margin
4.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Orient Bank
10 Chatham Sq
New York, NY 10038
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/09/1981FDIC Certificate 16388
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Orient Bank (Main) | 10 Chatham Sq | New York, NY |
| UNITED ORIENT BANK BRANCH | 185 Canal St | New York City, NY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/09/1981 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 10038 |
| State and County Number | 36061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/09/1981 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 23373 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $100.64M |
| Total Deposits | $67.98M |
| Total Liabilities | $87.52M |
| Total Equity Capital | $13.11M |
| Net Income | $-53,000 |
| Net Loans and Leases | $81.34M |
| Assets Per Employee ($Millions) | $4.57M |
| Bank Premises and Fixed Assets | $93.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $67.98M |
Key Performance Ratios
| Return on Assets (ROA) | -0.21% |
| Return on Equity (ROE) | -1.61% |
| Net Interest Margin | 4.66% |
| Efficiency Ratio | 105.22% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.03% |
| Earning Assets to total Assets | 91.06% |
Income and Expense
| Total Interest Income | $1.56M |
| Total Noninterest Income | $46.00k |
| Total Interest Expense | $492.00k |
| Total Noninterest Expense | $1.17M |
| Net Interest Income | $1.06M |
| Pre-tax Net Operating Income | $-58,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.54M |
| Total Liabilities and Capital | $100.64M |
Securities
| Securities | $1.98M |
| Available-for-sale debt securities | $1.98M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Orient Bank?
$100.64M as of the latest filing.
How much are United Orient Bank's total deposits?
$67.98M in total deposits.
Where is United Orient Bank located?
New York, NY.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
2.
When was it established?
04/09/1981.
What is the Return on Assets (ROA)?
-0.21%.
How much are total loans and leases?
$81.34M (latest filing).
What is the total interest income (latest filing)?
$1.56M.