Habib American Bank
New York, NY
IDRSSD: 245016
Total Assets
$2.66B
Latest filing
Total Deposits
$2.26B
Latest filing
Net Interest Margin
2.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Habib American Bank
150 East 45th Street
New York, NY 10017
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/16/1984FDIC Certificate 17369
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Habib American Bank (Main) | 150 East 45th Street | New York, NY |
| JACKSON HEIGHTS BRANCH | 7401 37th Ave | Jackson Heights, NY |
| ARTESIA BRANCH | 18357 Pioneer Blvd | Artesia, CA |
| ISELIN BRANCH | 1585 Oak Tree Rd | Iselin, NJ |
| LOS ANGELES BRANCH | 928 S Broadway | Los Angeles, CA |
| HICKSVILLE BRANCH | 421 S Broadway | Hicksville, NY |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/16/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 10017 |
| State and County Number | 36061 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 186 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/18/2023 |
| Date of Deposit Insurance | 04/16/1984 |
| Primary Insurance Agency | DIF |
| Website | www.hab.bank |
| Data Updated | 11/14/2025 |
| CERT | 25093 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.66B |
| Total Deposits | $2.26B |
| Total Liabilities | $2.42B |
| Total Equity Capital | $239.02M |
| Net Income | $6.17M |
| Net Loans and Leases | $1.75B |
| Assets Per Employee ($Millions) | $14.35M |
| Bank Premises and Fixed Assets | $62.35M |
| Cash and Balances due from Depository Institutions | $492.56M |
| Deposits Held in Domestic Offices | $1.82B |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 10.47% |
| Net Interest Margin | 2.1% |
| Efficiency Ratio | 55.83% |
| Tier 1 Risk-Based Capital Ratio | 238,418% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.003% |
| Earning Assets to total Assets | 95.18% |
Income and Expense
| Total Interest Income | $37.01M |
| Total Noninterest Income | $7.25M |
| Total Interest Expense | $23.69M |
| Total Noninterest Expense | $11.48M |
| Net Interest Income | $13.32M |
| Pre-tax Net Operating Income | $8.83M |
| Provision for Credit Losses | $250.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $100.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $51.69M |
| Total Liabilities and Capital | $2.66B |
Securities
| Securities | $300.09M |
| Available-for-sale debt securities | $103.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $193.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Habib American Bank?
$2.66B as of the latest filing.
How much are Habib American Bank's total deposits?
$2.26B in total deposits.
Where is Habib American Bank located?
New York, NY.
What is the Net Interest Margin?
2.10%.
How many domestic offices does it operate?
6.
When was it established?
04/16/1984.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$1.75B (latest filing).
What is the total interest income (latest filing)?
$37.01M.