Grasshopper Bank, N.A.

New York, NY
IDRSSD: 5210989
Total Assets
$1.41B
Latest filing
Total Deposits
$1.27B
Latest filing
Net Interest Margin
3.27%
Profitability

Locations

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Main Office
Grasshopper Bank, N.A.
261 5th Ave
New York, NY 10016
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/13/2019FDIC Certificate 591959

Branches (1)

Page 1 of 1
NameAddressCity / State
Grasshopper Bank, N.A. (Main)261 5th AveNew York, NY
AUTO CLUB TRUST BRANCH1 Auto Club DrDearborn, MI
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date05/13/2019
Community BankYes
Ownership TypeNot Mutual
ZIP10016
State and County Number36061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees145
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/01/2025
Date of Deposit Insurance05/13/2019
Primary Insurance AgencyDIF
Websitewww.grasshopper.bank
Data Updated11/14/2025
CERT59113
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.41B
Total Deposits$1.27B
Total Liabilities$1.29B
Total Equity Capital$124.64M
Net Income$4.07M
Net Loans and Leases$1.04B
Assets Per Employee ($Millions)$9.35M
Bank Premises and Fixed Assets$3.71M
Cash and Balances due from Depository Institutions$49.72M
Deposits Held in Domestic Offices$1.27B

Key Performance Ratios

Return on Assets (ROA)1.18%
Return on Equity (ROE)14.24%
Net Interest Margin3.27%
Efficiency Ratio70.16%
Tier 1 Risk-Based Capital Ratio11.086%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.32%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.824%
Earning Assets to total Assets95.65%

Income and Expense

Total Interest Income$20.38M
Total Noninterest Income$6.47M
Total Interest Expense$9.63M
Total Noninterest Expense$12.08M
Net Interest Income$10.75M
Pre-tax Net Operating Income$4.03M
Provision for Credit Losses$1.11M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$361.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$14.70M
Total Liabilities and Capital$1.41B

Securities

Securities$275.95M
Available-for-sale debt securities$250.88M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$24.06M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Grasshopper Bank, N.A.?
$1.41B as of the latest filing.
How much are Grasshopper Bank, N.A.'s total deposits?
$1.27B in total deposits.
Where is Grasshopper Bank, N.A. located?
New York, NY.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
2.
When was it established?
05/13/2019.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$1.04B (latest filing).
What is the total interest income (latest filing)?
$20.38M.